What are some Money Moves Business Owners should consider before the end of the year? A discussion of getting in control, making informed decisions, and having a less stressful December.

If you are like me, you are trying to balance multiple roles at once; business, career, family, and self. Throw in a few extra obligations and it can feel a bit too much. Let’s look at a few things you can do now to have an organized approach to year end planning.

During October and November a majority of people will be having open enrollment for benefits. We encourage you to take the time to thoroughly review your benefit options. Make sure you pick the best options for your situation and do not leave any benefits on the table. Below are some do’s and don’ts when reviewing your employee benefits.

Understanding your liability insurance is an important part of your financial planning.

Becky Eason, CFP®

Do you know your insurance coverage? If you don’t, you’re not alone. It’s fair to say that most people don’t know what their insurance coverage limits are and what exclusions they have. For the month of September we are going to be focused on liability insurance. Liability insurance is found within many types of insurance policies, but the most common are home, auto and renters. It’s so important that you can even purchase a stand alone liability policy, known as an umbrella policy. You might be wondering, what is liability insurance? It’s a part of your general insurance policy that protects you, the policy holder, from a lawsuit and helps cover the cost of damage from an accident.

By: Becky Eason

Not many people enjoy thinking about the end of their lives, let alone planning for it. Even though estate planning isn’t a “fun” topic it’s something that is critical for everyone to plan for. It’s never too early to start planning.

By: Kate Welker, CFP® However the debt came about, the result of too many payments and growing balances is often anxiety, stress, feelings of frustration, and general barriers to building your wealth. It can be overwhelming when you don’t know where to start or you feel like you are trying, but just not making progress. Our goal is to help you understand that you can get committed to making a change and developing a plan to reduce your debt.

Saving for retirement is a big goal for most of us, but it’s also one that is easy to push aside especially when you're young and retirement feels far away. No one wants to reach their later years and have to worry about outliving their savings, but it can be hard to prioritize retirement when you’re trying to buy a house, pay down debt, save for college and all the other priorities that seem to compete for our resources.

Basic Disability and Life Insurance

By Becky Eason

A personal catastrophe is something that no one wants to think about. Most of us go through life with the mentality of “it won’t happen to me,” but unfortunately at some point in your life you will likely be impacted by an accident, disability or premature death of yourself or a loved one.

Ever wonder what to do if your financial identity is compromised?

I cannot believe we have moved into the 2nd quarter of 2021 already. During the month of March, we have been asked, is now a good time to invest, it seems like the market is at a peak? If it is not about the stock prices being high, then it’s a concern over future interest rates causing a slow down in the economy.

The most recent economic news seems to support a continued improvement, as ADP payrolls have gained traction, we are seeing factory activity strengthening and although the value of the dollar is down from its peak in March of 2020, this is generally positive for global growth (read to the end to see this come full circle).