Becky Eason, CFP®

Do you know your insurance coverage? If you don’t, you’re not alone. It’s fair to say that most people don’t know what their insurance coverage limits are and what exclusions they have. For the month of September we are going to be focused on liability insurance. Liability insurance is found within many types of insurance policies, but the most common are home, auto and renters. It’s so important that you can even purchase a stand alone liability policy, known as an umbrella policy. You might be wondering, what is liability insurance? It’s a part of your general insurance policy that protects you, the policy holder, from a lawsuit and helps cover the cost of damage from an accident.

By: Becky Eason

Not many people enjoy thinking about the end of their lives, let alone planning for it. Even though estate planning isn’t a “fun” topic it’s something that is critical for everyone to plan for. It’s never too early to start planning.

By: Kate Welker, CFP® However the debt came about, the result of too many payments and growing balances is often anxiety, stress, feelings of frustration, and general barriers to building your wealth. It can be overwhelming when you don’t know where to start or you feel like you are trying, but just not making progress. Our goal is to help you understand that you can get committed to making a change and developing a plan to reduce your debt.

Saving for retirement is a big goal for most of us, but it’s also one that is easy to push aside especially when you're young and retirement feels far away. No one wants to reach their later years and have to worry about outliving their savings, but it can be hard to prioritize retirement when you’re trying to buy a house, pay down debt, save for college and all the other priorities that seem to compete for our resources.

Basic Disability and Life Insurance

By Becky Eason

A personal catastrophe is something that no one wants to think about. Most of us go through life with the mentality of “it won’t happen to me,” but unfortunately at some point in your life you will likely be impacted by an accident, disability or premature death of yourself or a loved one.

Ever wonder what to do if your financial identity is compromised?

I cannot believe we have moved into the 2nd quarter of 2021 already. During the month of March, we have been asked, is now a good time to invest, it seems like the market is at a peak? If it is not about the stock prices being high, then it’s a concern over future interest rates causing a slow down in the economy.

The most recent economic news seems to support a continued improvement, as ADP payrolls have gained traction, we are seeing factory activity strengthening and although the value of the dollar is down from its peak in March of 2020, this is generally positive for global growth (read to the end to see this come full circle).

Understanding those tax terms is important in your financial education!

Let’s talk about getting yourself organized for filing your taxes.

Are you looking to craft your annual financial action plan? Use these steps to get you going:

• Set Goals

• Determine Your Roadblocks

• Schedule Time to Focus on Your Finances

• Determine Factors to Track Your Progress

• Pick Your Money Buddy

• Craft Your Celebration Plan

By: Amy Irvine, CFP®, EA, MPAS®, CCFC

Although we are a full month into 2021, I’ve heard so many people say, “it feels like an extension of 2020.” I’ve joked that 2020 was the year of Flip Flops, Crocs, and Slippers (the number of times I put on dress shoes could be counted on one hand), and it does seem that it is continuing thus far. What does this have to do with finance? Well nothing actually, but it seemed like a distracting lead into talking about comparing year over year net worth and important financial ratios.

Whenever I write or talk to people about their increasing net worth, I always think about when I was in college, and I belonged to an accounting club (yes, I was a little geeky). We were doing some fundraising and the sweat shirts we were selling had the name of the accounting club on the front and the tagline, “Up Your Assets.” For an 18-year old, that was so cheeky! Well here we are 31 years later and I’m being a little cheeky again. I just thought it was so fitting for the theme of this month, which is to understand your net worth and important financial ratios.

Do you have a goal to get financially organized for 2021? This VLOG is for you!

By: Kerrie Beene, CFP®

Happy New Year! With 2020 in the rearview mirror, we are hoping for a great 2021.

January is a great time to think about getting all of your financial paperwork organized. Organizing will create a calm space, save time in the long run, and help prepare for tax season. Below are 5 ways to help get your financial life in order.

By Kate Welker, CFP®

Can we all agree this year has just been weird? As we head into the end of the year and the holidays it is a natural time of reflection and a slower pace and I believe we all need to embrace that, especially this year. Our holiday celebrations look a little different than in the past. Many of our readers will not be able to see their family, may be struggling financially, or may just be overwhelmed with the changes we have seen. Along with all the craziness and negatives that the world is focused on, there have been positive opportunities this year! I want to encourage you to think back on the year and find the positive moments that might not have happened if we hadn’t been in a global pandemic. Regarding your finances I want you to look back at the year, and decide how you want to move forward.

By Ann Arceo, AAMS®

While some of us may not feel like celebrating this year, others may feel like the holidays need to be extra special. It can all add up to a lot, and the excitement of a new year can quickly be ruined by a large credit card bill from your December shopping spree. Here are a few quick tips that we’re following to manage our holiday budget.