Wine and Dime Episode 39 - “Just hoping this B.S. pays off”, College Planning with Joe Messinger
Hello again podcast listeners!! In this episode of Wine and Dime, I sit down with Joe Messinger. Joe is a Co-Founder of both Capstone Wealth Partners and College Aid Pro. Both of these firms focus on helping college students, and their parents make sound decisions on how to plan for college. As many of you know, this is a topic near and dear to my heart. I truly enjoyed my conversation with Joe and I think you all can get a lot out of this episode. So sit back with you favorite Cab Franc and enjoy the episode!
Joe Messinger, CFP®, ChFC®, CLU®
Co-founder & Director of College Planning
Professional Bio:
16 years of financial services experience
B.S. from Penn State in 2000
Certified Financial Planner (CFP®) in 2014
Chartered Financial Consultant (ChFC®) in 2011
Member of FPA (Financial Planning Association)
Columbus Business First “Forty Under 40” Class of 2013
Joe is a leading authority on late-stage college funding. He frequently speaks to organizations and parent groups such as BMI Credit Union, Westerville City Schools, At the Core, Collegewise, and I Know I Can, among others. He is also a highly regarded thought leader in the financial planning community, frequently speaking at industry conferences about his College Pre-Approval™ process. In addition, he regularly provides continuing education for Certified Public Accountants and Certified Financial Planners™ through the Financial Planning Association, XY Planning Network, and Ohio Society of Certified Public Accountants. He has also been published in the Journal for Financial Planning.
Capstone Wealth Partners
The Millennium
6037 Frantz Rd. – Ste 104
Dublin, OH 43017
Phone: 614.754.7805
Email: info@capstonewealthpartners.com
We chose the name “Capstone” to reflect our firm’s focus on college planning (“capstone” refers to a student’s final course of subject mastery in a higher education setting). We included “Partners” in the name to signify our intent with client relationships – that is, a real partnership built on trust and not just a one-time sales transaction.
College Aid Pro™
College Funding Services (CFS) and Capstone College Partners have joined to create a brand-new college planning software for financial advisors, College Aid Pro™. As thought-leaders in the neglected area of helping families navigate the college-funding maze, CFS and Capstone College Partners are both dedicated to raising the bar in college funding advice.
Gen X parents will tell you their number one financial concern is paying for their children’s college, but financial advisors aren’t trained to help families effectively in this area. College Aid Pro™ was developed the make creating a detailed college plan for your clients easier, leading to better financial outcomes.
With the changing college-funding landscape, financial professionals can no longer simply tell families to save more. Helping financial advisors end the student loan crisis one family at a time, College Aid Pro is the premier tool for serving Gen X clients in a more effective and holistic way. You’ll soon find yourself working faster and with a more thorough college plan than ever before.
ABOUT THE WILLAMETTE VALLEY
The Willamette Valley, Oregon’s leading wine region, has two-thirds of the state’s wineries and vineyards and is home to more than 500 wineries. It is recognized as one of the premier Pinot noir producing areas in the world.
The Willamette Valley is a huge and varied appellation that includes six sub-appellations: Chehalem Mountains, Dundee Hills, Eola-Amity Hills, McMinnville, Ribbon Ridge and Yamhill-Carlton.
Buffered from Pacific storms on the west by the Coast Range, the valley follows the Willamette River north to south for more than a hundred miles from the Columbia River near Portland to just south of Eugene. To the east, the Cascade Range draws the boundary between the Willamette Valley’s misty, cool climate and the drier, more extreme climate of eastern Oregon.
At its widest point, this long, broad valley spans sixty miles. Overall, the climate boasts a long, gentle growing season – warm summers with cool evenings; bursts of Indian summer into fall; mild winters followed by long springs. In ideal years the maritime climate provides the best conditions possible for growing the cool-climate grape variety for which Oregon is best known: Pinot noir. In lesser years, fall weather can be tricky, causing winemakers to pull their hair. By this measure the Willamette Valley compares favorably with the Burgundy and Alsace regions of France. And, like it or not, the often finicky Willamette Valley climate is the promised land for Pinot noir in America. Wineries also produce Pinot gris, Pinot blanc, Chardonnay, Riesling, Melon, Gewürztraminer, sparkling wine, Sauvignon Blanc and some Syrah, Cabernet, and Merlot among other lesser-known varieties.
The Willamette Valley wineries are a popular tourist destination, with the area boasting a luxury destination resort, several high-end inns and many delightful bed & breakfasts. The valley also offers a long list of fine dining restaurants. An additional advantage for the wine tourist is the proximity of the wineries to Portland. From Portland, tourists can visit the Willamette Valley winery of their choice in anywhere from 45 minutes to two hours.
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 38 - How can we "ServU" with Nancy Williamson
Nancy Williamson
In this episode of Wine and Dime I chat with Nancy Williamson. We chat about the procees of buying a car and some of the things you can do to get the best deal. It was a very informative episode and I think you will find her expertise valuable the next time you go buy that shiny new red car!
Nancy became CEO for ServU Credit Union at the age of 25 and has worked at the credit union for more than 40 years. She started at the credit union in 1973 when the credit union’s assets totaled $500,000 with two part-time employees. Today ServU has greater than $265 million in assets with 108 employees and seven branch offices.
With her “free” time, Nancy volunteers for the VITA (Volunteer Income Tax Program of the IRS), preparing income tax for low/medium income families annually. She has been actively involved in numerous speaking engagements across the state informing the public on financial protection and fraud prevention. She has also served on a number of nonprofit boards, including Family Services Society of Corning and the Corning Community College Development Foundation.
Nancy is married to Paul and has two sons, Mark and Scott. She will say she is known to have held many titles: CEO, treasurer, volunteer, speaker, friend, wife, mother... with her most cherished title that of “Grandma.”
About
ServU Federal Credit Union is a full service financial alternative to a bank. As a member owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay back higher dividends on savings and charge lower interest on loans. Money that is made by the credit union after overhead is returned to the members as dividends and other financial services. The Credit Union is overseen by a volunteer Board of Directors. These Board members are elected each year by the credit union membership.
Today over 35,000 people in Steuben, Schuyler, Yates and Allegany counties enjoy the benefits of ServU Credit Union membership. We invite you to join these members today - see how you can join!
Tools mentioned in this episode
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 37 - "Make it Last" with Victor Medina
In this episode, I have the pleasure of speaking with Victor Medina. Victor is the owner of Medina Law Group, based in New Jersey. During the interview we cover Estate Planning and Elder Law. He helps us understand the importance of these services and why they are vital to any financial plan, especially when it comes to degenerative conditions such as Dementia or Alzheimer’s.
So, sit back, pop open a bottle of your favorite wine, or maybe one of the recommended wines below and enjoy the episode. Victor and I had a fantastic conversation and I’m sure you will find his insight into this topic engaging and informative. And thank you for listening!
Victor Medina
Medina Law Group
Facebook - @NewJerseyEstatePlanning
Victor J. Medina is a nationally-recognized estate planning and elder law attorney, focusing on traditional planning, asset protection, retirement distribution planning, and proactive income tax planning. Victor has been featured on national television, The Wall Street Journal, The Huffington Post, and U.S. News & World Report.
Victor is the founder of Medina Law Group, and brings a family-centered approach to planning, with a focus on practical solutions for families and high-net worth individuals. He is the past president of the American Association of Trust, Estate, and Elder Law Attorneys and a frequent speaker to public and private groups on issues of estate planning, elder law, asset protection planning, and retirement planning.
Victors Medina’s Books and Podcast
Make It Last is a radio show/podcast
hosted by Victor Medina, an estate and elder law attorney, and Certified Financial Planner. Make It Last discusses issues related to retirement, legal planning, estate planning, financial matters, and taxes. But seriously, it's fun.
Make It Last: Ensuring Your Nest Egg Is Around as Long As You Are
Make It Last: Ensuring Your Nest Egg Is Around As Long as You Are is a practical guide for retirees, and pre-retirees, navigating a new financial world. Drawing from his years of experience in practice as an estate planning lawyer, Attorney and Advisor Victor J. Medina shares the tools to build a "Make It Last" plan. This book was written with the benefit of having counseled thousands of clients going through retirement and seeing what worked, and what didn't. Victor J. Medina is the founder of Medina Law Group, a law firm focusing on estate planning and elder law, and the president of Private Client Capital Group, a registered investment advisory firm. Mr. Medina holds a distinct dual designation as a fiduciary in law and financial matters.
Make It Last: How To Get, and Keep, Your Legal Ducks in a Row
Whether you’re just starting out with young children, or you’re getting ready for retirement, have more money or less money, it’s never too late to protect your assets and your loved ones.This book will surely help you to understand the importance of getting and keeping your legal ducks in a row. Do you have a will? Do you have a trust? Did you know that 55% of Americans die without a will or estate plan? Are you are ready to take care of this too-often avoided task, and put your legal ducks in a row? Using a breezy, jargon-free style, this book is written in a way that everyone can understand many of the important principles of getting and keeping your legal ducks in a row. In this book you will learn how to avoid some of the pitfalls involved in putting together a working estate plan.
The Wines and Wineries
Catherine Valley Winery
At Catharine Valley Winery, located on the southeastern shore of Seneca Lake in the heart of the Finger Lakes Wine Region of New York State, we strive to create an environment that welcomes all.
The winery overlooks scenic vineyards that gently slope through the Seneca Lake mesoclimate. Our wines, like our name, pay tribute to the local history of the area and are all produced and bottled on site. All of our bottles depict colorful names inspired by local lore and invite eclectic tastes for all palettes.
Green and Red Vineyard
2015 ZINFANDEL “CHILES CANYON VINEYARDS”
ESTATE GROWN AND BOTTLED
Tasting Notes:
A zesty blend from our three mountain vineyards at 1000 to 1700 ft overlooking Chiles Canyon. Dark cherry and raspberry flavors with tinges of bay leaf and clove. Accompanies wood grilled vegetables and marbled meats.
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 36 - Financial Planner and Professor Inga Chira
In this episode of Wine and Dime, I have a conversation with Inga Chira. Inga is the owner of Attainable Wealth Financial Planning, located in Los Angeles, and is also a professor at California State University, Northridge. Inga and I chat about what lead her to financial planning, her passion for teaching finance, and some of the trends she is currently seeing in the industry. I think you will enjoy the conversation as much as I did, so pop open a bottle of your favorite wine and enjoy the show!
Inga Chira
Attainable Wealth Financial Planning
Facebook - @AttainableWealth
inga@attainablewealthfp.com
Before pursuing a Ph.D. in finance, I worked in benefits administration dealing with issues such as setting up medical plans and understanding the tax implications of life insurance. Currently, I teach finance and financial planning, I do financial plans, I answer all kinds of finance related questions, and I manage money. I also do research about what motivates people to save for retirement, how financial planners can help in that quest and the link between money and happiness. Recently, I wrote a fun book about personal finances. You can find it here: Mastering Money – A Simple Guide to Achieving Financial Success
Inga joined the faculty at CSUN in 2015 as an Assistant Professor of Finance and Financial Planning. She has a Ph.D. in Finance from Florida Atlantic University and is a Certified Financial Planner (CFP®). Inga's research is mostly concentrated around two fields: corporate finance and financial planning. Her current projects explore the use and perceptions individuals have about the financial planning profession and the drivers that motivate people to save. One of her main goals at CSUN is to increase student interest in the financial planning profession.
Seneca Lake Wine Trail - Polar Passport
Valid daily: December 3, 2018 – March 31, 2019
Time: During each winery’s regular tasting room hours. See list below of participating wineries and their hours.
Price: $30.00 plus sales tax, one passport per person. 16 wineries to visit (4 have limited weekday hours)
Visit the Trail during the best time of year: the off season! The Polar Passport gives residents and visitors alike a convenient and affordable way to enjoy many of the wineries on the Seneca Lake Wine Trail. And while many people enjoy visiting the wineries during the busy summer and autumn season, the winter season is actually the best time to visit when owners, winemakers and vineyard managers are more likely to be in the tasting room.
Passports are an especially great value for regional residents that can readily visit our Trail more than once per season, enabling them to explore the participating wineries across multiple weeks. Normal tasting fees at the wineries ranges from $3-$5 per winery for a standard flight of wine samples. One-time visitors to the region that plan on visiting at least 8 or more wineries will likely also find this product to be a good value. If your plan is to visit fewer than 8 wineries, then it is probably wise to not purchase the passport, and instead pay the incremental tasting fees that are common to most wineries in the region.
Here is how it works: A passport is a simple document that for a set price enables an individual to enjoy a complimentary, standard flight of wines at each of the participating wineries listed in the booklet, one time each. Once you’ve purchased a passport, you can visit any of the participating wineries during their regular business hours, at your leisure. Each winery will stamp the appropriate space in your passport. There are no blackout dates, and they are good during each wineries’ regular business hours; you may visit some wineries one day, come back at a later date and visit a few more!
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 35 - For the Love of Pets with Jane Yoo
In this episode of Wine and Dime I chat with Jane Financial founder, Jane Yoo. We talk about her path to the opening of her own firm, which was unique indeed. We also chat about the love for her cat Zoe, as well as her involvement with a local shelter called Cat Town. I truly enjoyed learning more about Jane and I’m sure you will too. So sit back, pop open a nice bottle of your favorite wine and enjoy the episode!
Jane Yoo
Jane Financial
Facebook - @janefinancial
jane@janefinancial.com
ABOUT ME
I’m based in sunny Oakland, CA. Before moving to the San Francisco Bay Area, I built my financial planning chops at the Social Security Administration and Vanguard, and I got my MBA from the University of Chicago Booth School of Business. In 2012, I started a financial planning residency program at Aspiriant, one of the largest independent wealth management firms in the US. In my four years there, I worked closely with high net worth families, particularly corporate executives who were preparing for retirement and/or needed help with their company stock options and RSUs. I’ve invested many years in my professional training, and I offer this expertise and commitment to you.
I’m a proud aunt, and I’m grateful that my nieces are nearby. As a Chicago native, I’m still giddy about the Cubs’ 2016 World Series victory. My cat, Zoe, is the apple of my eye. Community service is important to me, and I volunteer for Cat Town, a cat rescue group that helps stressed, sick, and senior cats get ready for their forever homes. I also provide pro bono financial planning through the Financial Planning Association. I enjoy Star Wars books and animation as I impatiently wait for the next film. Finally, incorporating mindfulness into my life helps me become a better financial planner, friend, sister, and aunt.
Cat Town
Cat Town was founded by Ann Dunn while she was a volunteer at Oakland Animal Services, Oakland’s municipal shelter. Ann saw the challenges faced by the severely under resourced shelter to adequately care for the number of animals it receives each year, and the specific difficulties cats face in a shelter environment. Ann was quickly joined by other shelter volunteers to create an alternative to the shelter for the cats who are at greatest risk for euthanasia.
Part of what makes Cat Town unique is that several members of our core team are still volunteers at OAS and work closely with the cats there. This helps us identify the cats who most need our help. And, while we are fully independent of OAS, we work in close collaboration with shelter staff and consider supporting that shelter to be integral to our mission.
Cats Adopted by Year from Cat Town
Starting with a foster-based program in 2011, we now have a network of more than 50 foster homes in and around Oakland. We reserve the foster homes for the cats who most need a calm, quiet environment to thrive. Generally these are cats who are more sensitive to change, such as older cats, cats who don’t do well with other cats and/or cats with special needs. Potential adopters meet these cats in their foster home, where they are most relaxed and able to show their true personalities.
In 2014, we launched Cat Town Cafe (now Cat Town Cafe and Adoption Center) in collaboration with Adam Myatt — aka the Cat Man of West Oakland. Today, our adoption center allows us to give cats a place to socialize, learning from other more confident cats how to interact with humans. In our free-roaming space, guests and cats alike can enjoy a relaxed environment and get to know one another without the stress of the shelter, reducing the barriers to the adoption process.
In 2017, we expanded our adoption center and opened The Studios at Cat Town, where Oakland's most difficult to place shelter cats can get dedicated attention from our staff and volunteers, while being afforded greater opportunities for adoption. Visitors to Cat Town can ask to see the expanded space and visit with approved cats.
Cat Town is a 501(c)(3) nonprofit corporation, and all donations are tax-deductible. Our tax ID is 27-3838132.
The Wine and Wineries
Schransberg Sparkling Wines
Schramsberg’s founders, Jack and Jamie Davies were determined to seek out a simpler, more meaningful life. In 1965, after a yearlong search, they discovered a run-down winery on the mountainside above St. Helena. The 19th century Victorian mansion presided over the tangled remains of once stately gardens and underground cellars. The historic Schramsberg property had been abandoned for years, but the Davies were looking for a challenge. On that day they decided Schramsberg would be brought back to life.
The Davies had an ambition to make wine, but not just any wine. They were setting out to produce a world-class sparkling wine, and it was a lofty goal. Later that year, the 1965 Blanc de Blancs came to be, and would be the first commercial use of Chardonnay in American sparkling wine.
Castel Grisch Winery
"Growing Vine by Vine For Over 30 Years". Established in 1983 by a Swiss German couple, Castel Grisch has been devoted to providing the best experience and wine for its visitors. Castel Grisch sets on a gorgeous site with breathtaking views of Seneca Lake. The vineyard at Castel Grisch is home to 40 acres of vines ranging from native varieties, to Vinifera varieties. We utilize the freshest, and best quality grapes to craft our wines, and it truly shows in the quality. Since our founding in 1983, we've striven to produce the most consistent, and best quality wine, vintage to vintage. Our wines are created to appeal to a whole variety of tastes, shaped to your liking. So why drink our wine? Because we make it for you.
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 34 - Welcome to the Team Kerrie Beene
In this Episode of Wine and Dime, I introduce a new member of Irvine Wealth Planning Strategies, Kerrie Beene. We have a nice conversation about career choices, studying for the CFP exam, college planning and of course some of our favorite wines. It was a great conversation and I know you all will love it as much as I did. Welcome to the team Kerrie!!
A little bit about Kerrie Beene…
My own personal financial journey has taught me that while their important, life is more than numbers.
Finding joy in the journey towards personal goals is key.
A smart plan with a lot of heart goes a long way to keeping daily financial decisions in line with your long term goals.
I graduated from Southeastern Oklahoma State University with a degree in Business Administration and hold a certificate in Financial Planning from Wake Forest University. I passed the CFP exam in November of 2016 and I'm currently working towards my service hours.
I began my career in financial planning by starting my own company, Beene Financial Planning. Having the desire to work as a team, I then joined Irvine Wealth Planning Strategies.
My roots in Southeast Oklahoma have given me great insight on the need for financial planning that is not just investment focused, but also on all the other financial planning decisions. I enjoy, and work best, with those who are ready to take control of their finances and use their money to fulfill their goals and dreams.
The Wines and Wineries
Girls Gone Wine
Three girlfriends in Hochatown, Okla., decided that a winery would be a fun gathering place for groups of friends.
They created Girls Gone Wine to be more than just a tasting room—it is a fun boutique winery with a funky, awesome gift shop. Though there is no vineyard, all the wine is fermented and produced on site--their slogan is "Girls Gone Wine...not Girls Gone Farming!"
You can enjoy a complimentary tasting, great shopping, gather with your friends on the patio to enjoy a glass or even make a custom batch of wine to give as gifts to your business clients, as wedding party favors or just for your own cellar.
Twisted Sisters
The pomegranate's earthy, rich juice balances with the slightly spicy, robust zinfandel-like grapes creating a delicate sweetness that has a particular uniqueness on the first sip and leaves you wanting more..
Friends 4 Life
A refreshing, easy-drinking wine. The white merlot style wine is enhanced by ripe strawberries.
Friends 4 Life began while our friend and fellow wine girl, Shawn Hutchings, was battling breast cancer. Shawn assisted in the design of the label. She is the cute one with the on her t-shirt. The SOS on our T-shirts stands for "Sisters of Shawn", which symbolizes our bond as wine sisters forever!
Boundary Breaks Vineyard
About
We are off the main road, so do not expect to find crowds and buses at Boundary Breaks. We focus on the vineyard and on making wines that score 90 points and higher. Located just north of Lodi Point State Park, we offer world-class Rieslings and the best views on Seneca Lake.
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 33 - In the Land of China with Chuck Donalies
In this episode of Wine and Dime, I chat with the owner of Donalies Financial Planning, LLC, Chuck Donalies. We talk about his path to becoming a financial planner, his love of exercise, his family, and of course, our favorite wines. We take time to talk about his recent trip to China with his oldest daughter and some of the impressions that they came away with. It truly was a fascinating conversation that I’m sure you will enjoy. So pop open a bottle of your favorite wine and enjoy the episode!
The Firm
Donalies Financial Planning, LLC was founded in 2012 with the goal of providing fee-only financial planning and investment management advice to anyone in need of assistance. While DFP works with clients of all ages, the majority of our clients are between the ages of 35 and 60.
Chuck Donalies, CFP®
Website - http://www.donaliesfp.com/
Facebook - @frugalplanner
Twitter - @frugalplanner
Art Website - https://www.8bitart.com/
Chuck lives in Washington, D.C. with his wife and two little girls. When he’s not trying to keep up with the kids, he devotes time to other passions: CrossFit, creating artwork inspired by video games, playing video games (to research new painting ideas!), and reading/watching bad sci-fi (well, there's almost no such thing as bad sci-fi).
Chuck’s academic background includes a Master of Business Administration from Johns Hopkins University in Baltimore, MD and a Bachelor of Science in Kinesiology from The University of Maryland at College Park in College Park, MD. He also holds the CERTIFIED FINANCIAL PLANNER™ designation, which requires hundreds of hours of study and completion of a rigorous exam. In addition, he’s a member of The National Association of Personal Financial Advisors (NAPFA), The XY Planning Network and the Financial Planning Association.
The Wines
Chuck’s Pick
Aslina Wines - Chardonnay
A complex fruity chardonnay, creamy and full. Partial wooding gives this wine the edge and to show the beautiful tropical fruit and limy character. Good acidity balancing the fruit and wood.12% of the wine was in barrels for 12 months while the rest was on the lees in the tank.
Amy’s Pick
Belhurst Estate - Pinot Grigio
Pinot Grigio is the Italian name for Pinot Gris, a white mutation of the Pinot family which shares its genetic fingerprint with Pinot Noir, Pinot Blanc et al. The term Pinot Grigio has become strongly associated with lighter wines produced in great quantities, particularly in northern Italy.
The refreshing Pinot Grigio style has enjoyed great success in various countries, most recently the United States, (where it is fondly nicknamed "Greej") and Australia. The most common descriptors of the style are "light", "crisp" and "dry". These characteristics are complemented by aroma notes citing lemon, green apple and blossoms.
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 32 - A Discussion Around Student Loans with Travis Hornsby
In this Episode of Wine and Dime I speak with Travis Hornsby. Travis is CEO & Chief student loan advisor for https://www.studentloanplanner.com/. If you’ve listened to this podcast for any amount of time, you already know how passionate I am about the Student Debt crisis that we have in the United States. During my conversation with Travis we talk about that and the some of the options you may have to pay down that debt. So sit back, pop open a bottle of your favorite wine and enjoy the episode!
Travis Hornsby
www.studentloanplanner.com
Facebook: @StudentLoanPlan
Twitter: @StudentLoanTrav
HOW STUDENT LOAN PLANNER GOT STARTED
I should introduce myself. I’m Travis Hornsby, and I’m the chief student loan planner around here.
I started Student Loan Planner in October 2016 after helping my wife and her friends figure out their six figure student loans.
I used to be a bond trader, so I took my excel heavy skill set and built models for how to save money paying back student debt.
When my wife and I tackled her debt from med school, there were not a lot of resources out there for professionals like her. Most of the sites that did exist just wanted us to refinance so they could earn a commission.
All of our team members either hold the Chartered Financial Analyst (CFA) or Certified Financial Planner™ (CFP®) designations.
We all have a passion for conquering debt's hold on your life and mental energy.
Belhurst Castle
is a former private residence on the shores of Seneca Lake in Geneva, New York. It was designed by architects Fuller & Wheeler and built between 1885 and 1889. The three-story, nine bay wide Romanesque Revival style mansion is constructed of Medina sandstone. It has a slate gable roof, one-story solarium, and four rectangular stone chimneys. It features projecting porches, bays, towers with conical and pyramidal roofs, eyebrow windows, and a porte cochere with Syrian arch.
Supplemented by modern facilities, Belhurst Castle has been adapted for hotel and retail uses. It holds a hotel with three choices of lodging (Vinifera Inn, Chambers in the Castle, and White Springs Manor); two ballrooms to host weddings, two restaurants (Edgar's Restaurant and Stonecutters); spa, and a winery.
Belhurst Pinot Noir
Intense blueberry and blackberry notes penetrate through this fruity, forward Pinot Noir. Hints of savory herbs add elegance to an otherwise one-dimensional palate that finishes with big, coarse tannins.
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 31 - Surviving a Family Addiction with Teresa Haight
In this episode of Wine and Dime I speak with Teresa Haight. Teresa has an incredible story about her journey through the addiction of a family member and the subsequent recovery. She continued on to help build a support group in Addison, NY that helps family's that are going through some of the same things. It was an honor to speak with Teresa in this episode and I know you will find it inspiring as I did.
Addiction Awareness of Steuben County
Website
Who– We are the Addiction Awareness of Steuben County support group. We are a group for addicts, friends and families of addicts (drug and/or alcohol related), and general community that would like to be educated and support the family and addicts inside and outside our walls.
What– The goal of our group, AASC, is to bring awareness to our community, as well as throughout Steuben County and New York State about addiction and recovery. We want to show you that we are here to support you. We also want to break the stigma and prove that we can and DO recover from this deadly disease.
How– We need to come together as a community to change the way the world views people with addictions. Addiction is a disease that affects all of us in society in one way or another. It is time to break the stigma and silence surrounding addiction and bring hope through awareness, education, support and change.
Main Goal:
Create a safe environment and give support to struggling and recovering Addicts. Bring awareness to the drug epidemic in our community and surrounding areas. As well as, educate people on how to help a loved one that is an Addict who is looking for help. We as a community want to improve the quality of life.
The Wine
Torrey Ridge Redneck White
6.5% sweetness. Reminiscent of green grapes picked off the vine in Grandma's back yard and stuffed into a bottle.
8% RS
11.5% Alcohol
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
Wine and Dime Episode 30 - Saving our Planet one Marine Biologist at a time with Doug Dixon
In this episode of Wine and Dime, I speak with Retired Marine Biologist, avid fisherman, and lover of wine, Doug Dixon. Doug has a PhD in Biology and we spend much of our conversation talking about how he has helped power plants maintain safe environments for wildlife. We also talk about his love for "Big, Bold, Red Wines" and we talk about a few of our favorite vineyards in the finger lakes region. I hope you enjoy my conversation with Doug as much as I did. Enjoy a glass of your favorite wine and enjoy the show!
The Wine, Wineries, and Food
Hosmer Winery
Hosmer Winery is a fully functioning estate winery, everything from planting and growing the grapes, to picking, pressing and bottling is done on site. As a farm, we cultivate 70 acres of grapes with over 14 varieties and growing. Our belief in wine making and grape growing are parallel and continuing and we strive to maintain preservation of the land and the fruit form vine to table. Our passion for what we do is exemplified through the creation of our memorable wines.
McGregor Vineyard
The McGregor family invites you to enjoy a casual, seated tasting of estate wines produced from our half-century-old vineyards. Our winery is hidden on a hillside just one mile above the eastern shore of Keuka Lake.
The Elf in the Oak
Casual atmosphere with an outstanding view from the deck! This hidden gem is quite small, with only a few tables inside, and a few on the deck. Get a table on the deck for an outstanding view. The lunch selections were standard fare with a foodie twist...very tasty! There's an ice cream stand outside as well for those with a sweet tooth and if you have any room left after the big lunch.
This episode was presented by
Amy Irvine
AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
AMY IRVINE
IRVINE WEALTH PLANNING STRATEGIES, LLC
10 EAST MARKET STREET
CORNING NY 14830
WWW.IRVINEADVISE.COM
EMAIL: AMY@IRVINEADVISE.COM
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