Wine and Dime Episode 89 - Talking About Elder Law with Mike Martino
Thank you for tuning into a very special edition of Wine and Dime. In this episode I talk with Mike Martino. Mike is an attorney and partner at the firm of Rossettie Rosettie & Martino. His practice is primarily a Trusts and Estates practice with special emphasis on the area of law known as Elder Law, including Medicaid Planning, Long Term Care Planning, Asset Protection and related Nursing Home issues. Mike offers his Elder Law clients a variety of strategies including asset protection trusts, annuity planning, promissory notes and other devices to preserve clients’ assets. This was great conversation that everyone can get some great information from.
Michael J. Martino
Michael J. Martino is a partner in the firm of Rossettie Rosettie & Martino LLP. His practice is primarily a Trusts and Estates practice with special emphasis on the area of law known as Elder Law, including Medicaid Planning, Long Term Care Planning, Asset Protection and related Nursing Home issues. This practice includes the preparation and filing of Medicaid Applications on behalf of clients and direct communications with Departments of Social Services in many counties of New York, including Steuben, Chemung, Schuyler, Tompkins, Allegany, Monroe, Madison and St. Lawrence Counties and others in upstate New York.
Mr. Martino offers his Elder Law clients a variety of strategies including asset protection trusts, annuity planning, promissory notes and other devices to preserve clients’ assets.
Mr. Martino’s Trusts and Estates practice involves all types of estate planning, including Wills, Trusts, Special Needs Trusts, Powers of Attorney, Health Care Proxies along with Estates, Probate and Administration and Guardianship Proceedings.
Mr. Martino was admitted to practice law in New York in 1987. He graduated from Western New England School of Law in 1986 and received his BA from Fordham University, Bronx, New York in 1983.
Mr. Martino is a member of the National Academy of Elder Law Attorneys, the New York Bar Association and the Steuben County Bar Association. For the past 25 years he has given numerous lectures and presentations to many local and statewide senior citizen organizations, service clubs and pre-retirement groups. Mr. Martino resides in Corning, New York with his wife, Ann.
Contact Us
Rossettie Rosettie & Martino LLP
269 West Pulteney Street
Corning, New York 14830
(607) 936-3739
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 88 - Small Steps to Health and Wealth with Dr. Barbara O'Neill
In this episode of Wine and Dime, I have the pleasure of speaking with Rutgers Professor, Dr. Barbara O’Neill. Barbara will be a guest speaker at this years Southern Tier Women’s Financial Conference, and we couldn’t be more excited. There is still time to get your tickets! See the links below for more details. This episode of Wine and Dime focus’s on how your finances can have effect on your health. We also cover topics around money decisions, money mistakes, and money advise. So sit on back and enjoy the episode, and remember, Life is about events, supported by dollars and cents!
Dr. Barbara M. O'Neill
Dr. Barbara O’Neill is a Distinguished Professor at the Rutgers School of Environmental and Biological Sciences, and is Rutgers Cooperative Extension’s Extension Specialist in Financial Resource Management. From August 1978 to June 2004, she was Family and Consumer Sciences Educator in Sussex County, N.J. and taught over 1,100 classes and speaking engagements to over 24,000 adult learners. She is also project director for the national Cooperative Extension basic investing program, Investing for Your Future. Dr. O’Neill is a prolific writer and has written over 1,500 consumer newspaper articles and over 100 articles for academic journals, conference proceedings, and other professional publications.
She is a certified financial planner (CFP), chartered retirement planning counselor (CRPC), accredited financial counselor (AFC), certified housing counselor (CHC), and certified in family and consumer sciences (CFCS). Dr. O’Neill has held various leadership roles in state and national professional associations and served as president of the Association for Financial Counseling and Planning Education (AFCPE) in 2003. She is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of Money Talk: A Financial Guide for Women.
She has also written three financial case study textbooks, an online Guidebook to Help Late Savers Prepare for Retirement, and six book chapters. Dr. O’Neill received her Ph.D. in family financial management in 1995 from Virginia Tech and holds a master’s degree in consumer economics from Cornell University and a B.S. in home economics education from the State University of New York at Oneonta.
Twitter - @moneytalk1
Extension Specialist in Financial Resource Management
Phone: 848-932-9126
Fax: 732-932-8887
Email: oneill@njaes.rutgers.edu
Expertise: Financial Resources Management
Small Steps to Health and Wealth™
Rutgers New Jersey Agricultural Experiment Station (NJAES) Cooperative Extension's major health finance initiative is Small Steps to Health and Wealth™. This program is designed to motivate consumers to implement behavior change strategies that simultaneously improve their health and personal finances.
Personal Finance
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Consumer to Consumer Video Series
Money isn’t one of those warm, fuzzy topics people like to think about. But the truth is, managing your money is critical for financial success. Statistics show that many times, women are responsible for managing the money in a household.
If you would like to spend a fun and educational ladies day out updating yourself on different aspects of money, join us:
6th Annual Southern Tier Financial Conference
Financial Education for Women by Women
November 16, 2019
8:00am - 3:30pm
Watson Homestead Conference & Retreat Center
Painted Post, NY
It will be a great way to join other women as we learn how to improve our mind, body, and checkbook!
The hot topics that will be covered during the event include:
-Ins and Outs of New Financial Products- Nancy Williamson, CEO, ServU Credit Union
-Investing and What It Means To You - Caitlin Fuller CFP®
-Essential Oils - Mary Beth Combs, Manager, Essential Oil Discovery
-Tidying Up - Nancy Reigelsperger Cornell Cooperative Extension of Steuben County, Financial Educator
-Whealth Care - Amy Irvine CFP®, EA, MPAS℠ Irvine Wealth Planning Strategies LLC
-A topic on Medical Forms -TBA
The cost of $25 per person for ages 16 and older includes lunch, networking, the conference and the conference book. The day will include door prizes and other vendors and exhibitors. After September 15, 2019, the cost will be $35 per person. After November 10, 2019 and at the door the cost will be $40 per person.
Registration and pre-payment can be sent to Cornell Cooperative Extension of Steuben County, 20 East Morris Street, Bath, NY or purchased online at bit.ly/womensfinanceconf19. For more details, call 607-664-2300 or visit http://putknowledgetowork.org/annual-events/so-tier-womens-financial-conference
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 87 - Nerding Out On Student Debt with Ryan Inman
In this episode of Wine and Dime I chat with self proclaimed nerd, Ryan Inman. Ryan is a very driven individual who keeps himself very busy with many different endeavors! He owns a fee only financial planning practice specializing in Doctors called Physician Wealth Services, has a podcast called Financial Residency, and helped launch an online student loan helper called Loan Buddy. Ryan is truly passionate about helping people with their Student Loan Debt, and I guess that’s why we get along so well. We talk about all those things and much more, so be sure to tune in a check it out!
Ryan Inman
I graduated from the University of San Diego (USD) with a BA in Business Administration, an MA in Accounting and Financial Management, and an MA in Business Administration. During grad school, I worked at Merrill Lynch under a fantastic advisor, but soon realized that the average advisor in the industry was more concerned with selling financial products and obtaining new clients with investable assets than working with those who could really use the financial guidance to succeed in life.
That really turned me off from the industry, so I switched gears and worked for KPMG in public accounting. During my second year, I was fortunate to run into an old friend who was a CFP® and a fee-only financial planner. He introduced me to the concept of fee-only financial planning, where planners put their clients first, don’t sell products, and are true fiduciaries. It sounded too good to be true. I decided to join his firm where I had an amazing hands-on experience learning what true financial planning was all about – working with clients and helping them achieve their financial goals! While I enjoyed my time there, I ultimately learned I didn’t want to work with the ultra-wealthy as much as young physicians who were starting their careers and could really benefit from truly unbiased, quality financial advice.
I have an intimate knowledge of the pains, struggles, and joys that come from a career in medicine. I know what it’s like to be buried in debt while your physician spouse makes next to nothing and spends every fourth night in the hospital. I understand what you’re going through; my wife and I have been there.
I started my fee-only practice to help physicians sleep well at night knowing they have a trusted advisor who is guiding them toward financial independence. This is my family practice. My goal is to take care of you while you take care of your patients. I’ll be accessible when you are – in the evenings after you get your kids to bed, during your commute home, or in between patients. Short of the overnight shift, consider me on-call.
Physician Wealth Services (PWS) is a fee-only financial planning practice helping physician families take control of their finances to position themselves for a bright financial future. Sleeping well at night knowing they have a trusted advisor who is guiding them toward financial independence is exactly why we’re here.
Our goal is to take care of you while you take care of your patients. We will be accessible when you are – in the evenings after you get your kids to bed, during your commute home, or in between patients. Short of the overnight shift, consider us on-call.
Providing trustworthy, unbiased financial advice to dedicated, hard-working people like you and our own families demonstrates our passion to walk with you on your financial journey.
Schedule a time to discuss how we can help get you onto the right path.
About Financial Residency
Financial Residency is made up of hundreds of attendings, residents, and their spouses (800+ to be more exact!) who just about had it with their financial challenges.
They know how it feels to struggle with student loan debt, be in survival mode during residency, long to save money for retirement, in some instances, moonlight, and, depending on their medical journey, invest $$ where it makes the most sense for them and/or their family’s financial future.
As a community who cares for each other, we exist to arm you with financial knowledge so that you can protect and grow your assets.
We also aim to shield you from insurance agents, stock brokers, fee based financial planners, and lenders who rely on making that extra buck off selling products and services you don’t need. Don’t you hate that?
Being a part of the Financial Residency community brings you up to speed on your financial literacy to confidently take control of your household finances.
Sound good to you? Start right here!
WHY LOANBUDDY
Finally, a real service to help you conquer your student loan debt.
There are over 100 different options when it comes to student loans. From different loan types, to different repayment plans, to forgiveness options, to more complex things like deferment and forbearance.
It’s confusing.
For years, borrowers have had to rely on the help from the loan servicers - which if you’ve watched the news lately - might not be the best.
And every year, as Congress tries to make things better, they just end up making things more confusing - and even scaring people with threats to end certain programs. The fact is, student loans are confusing, scary, challenging, and more.
LoanBuddy is redefining what it means to get out of student loan debt.
…came from a desire to make great beer and have a Dam good time doing it. When we started the company we wanted to do two things: First, have a brand that offered quality craft beer but was whimsical and fun to inspire good times. From the Winking Milkman to El Castor de Mariachi you can see each Beaver has its own individual style and personality. Second, we wanted to make beer for everyone and all palates. We have easy-drinking Blondes, Triple IPAs, Milk Stouts, Imperial Stouts as well as sours and barrel-aged beers. You name it, we have it! Good times to you my friend, and welcome to the Beaver family!
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 86 - Community Over Competition with Elizabeth Hill
In this episode of Wine and Dime I have a great conversation with someone who like me has two passions in life. Where mine is Personal Finance and Wine, hers is Law and Wine. My guest, Elizabeth Hill, has her own law practice in Texas, and also owns her own Winery called Burklee Hill Vineyards. We had a wonderful talk about the complexity of owning your own law practice, owning your own vineyard, and raising a family. So, sit on back, pop open a bottle of your favorite wine and enjoy the show.
Elizabeth Geary Hill
practices in the areas of commercial litigation, appellate law and agricultural law in both state and federal court. Elizabeth assists clients with a wide range of litigation and appellate issues, as well as transactional business and agricultural needs, including vineyard and winery law. Elizabeth has handled multiple appellate cases and has had the distinct honor of arguing before the Texas Supreme Court, the United States Fifth Circuit Court of Appeals and the Amarillo and Austin Courts of Appeals. Elizabeth recently successfully defended against a petition for writ of certiorari before the United States Supreme Court. Elizabeth teaches Vineyard & Winery Law at the Texas Tech School of Law as an Adjunct Professor. Elizabeth was recently presented with the “GOLD” Award (Graduate of the Last Decade) from the Texas Tech School of Law.
A summa cum laude graduate of Texas Tech School of Law, Elizabeth graduated in the top 1.5% of her law school class. During her time at Tech Law, Elizabeth was a two-time national champion in intercollegiate moot court competitions, including the American College of Trial Lawyers’ National Moot Court Competition in 2012. Elizabeth and her team defeated 190 other law schools to emerge with both the best brief and best oral argument in the nation. Elizabeth was named the Best Advocate in Texas by the Texas Young Lawyers Association in conjunction with the State Moot Court Championships. Elizabeth now volunteers as a coach for Tech Law and assisted in coaching the Tech Law national championship team of the ABA National Appellate Advocacy Competition in 2013 and Tech Law national championship team of the National Pretrial Competition in 2015. In addition to her involvement in advocacy, Elizabeth served on the Law Review and was awarded a Best Student Article Award for her published comment discussing agricultural law. While attending law school, Elizabeth worked as a judicial intern to Federal Judge, Sam Cummings.
ABOUT
Burklee Hill Vineyards is a family-owned winery producing locally-grown wine from the Texas High Plains. The Hill family has grown wine grapes on the Texas High Plains since 2002 on land farmed by the family for five generations. With a passion for quality, local wine, we founded Burklee Hill Vineyards in a tribute to the generations of family members that have inspired us to seek excellence in all we do.
The name, “Burklee,” was chosen in tribute to Chace Hill’s grandfathers, Burk Roberts and Eddie “Lee” Courtney. Burk was named after Chace’s great-grandfather, Burnett Burk, who previously owned and farmed the land where the vineyard is located today.
Chace and Elizabeth were original, founding members of Trilogy Cellars and look forward to continuing the tradition of 100% Texas wine through the Burklee Hill tasting rooms in both Levelland and Lubbock. Lubbock is set to open at 1109 Broadway in summer 2019. We hope you will raise a toast to Texas wine and visit us soon!
2016 FM 303
The 331 Red Blend combines the fruity profile of Malbec with the savory flavors of Merlot. This dry, red wine reveals notes of plum and cherry with layers of spice and oak. Enjoy with rich, Italian dishes or grilled red meats.
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 85 - Financial Planning and Family, with Taylor Anderson
Hello again Wine and Dime listeners. In this episode, I have the incredible pleasure of speaking with Taylor Anderson. Taylor is a CFP with Middleton and Company, a financial planning company specializing in helping you establish healthy financial habits that build a strong financial foundation. Taylor also spent some time in the Peace Corps and has proven to give her a unique view on helping anybody. This was a fantastic chat that I’m sure you all will enjoy!
Taylor Anderson, CFP®
Taylor’s passion for personal financial planning started when she and her husband decided to take a break from their traditional career paths in Seattle to join the Peace Corps. She served for 2 years in Kyrgyzstan before joining her family-owned financial planning business in Vancouver, WA. She loves working with clients who are ambitious in both their careers and their hobbies and is most excited when she gets to hear about her clients’ travel plans. Her favorite challenge is to help her clients build flexibility into their financial plans so they’re able to enjoy the twists and turns of life as they come.
Taylor began her career in consulting and project management roles at large companies, so she knows what it’s like to make decisions on benefits, to advocate for herself in annual reviews, and to navigate corporate work environments. Taylor brings her prior experience to her financial planning work by adding creativity to the more technical things – think mindmaps, roadmaps, and her favorite…brainstorming with Post-Its!
On weekends you can find Taylor skiing or hiking in the backcountry. Weeknights very often include a run with a local run club and a good conversation over a beer or glass of wine.
The Walla Walla Valley Wine Alliance was founded in 2001 by the winemaking and winegrowing industry as a nonprofit membership marketing association who knew that success in marketing the Walla Walla Valley Wine Region could be found through a collaborative effort. Today, our values remain focused on Valley-wide success through collaboration of our nearly 150 members and community partners.
The primary mission of the Walla Walla Valley Wine Alliance is to build an internationally acclaimed Walla Walla Valley wine brand among consumers, media and trade by providing marketing programs on behalf of member wineries, vineyards, and partners. The Wine Alliance functions as the leading informational resource for consumers, media and members of the trade interested in learning more about the Valley’s wine industry.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 84 - Stop Treating Your Benefits Like Products - Tips for Open Enrollment
It’s that time of year again, yep, you guessed it… Open Enrollment time! And we here at Wine and Dime, and Rooted Planning Group want you to stop treating your benefits like products, and spend the time to find out what options you have available. That’s what this episode of Wine and Dime is all about. So join me in this short episode where I share some of the insights that I learned over the years to help you make more informed decisions with your open enrollments benefit options. Thank you for listening and if you liked this episode, be sure to, like, subscribe and share!!
Join other women for a powerful day out!
The 6th annual Southern Tier Women’s Financial Conference
Improve your mind, body and checkbook during a fun ladies day out!
Money isn’t one of those warm, fuzzy topics people like to think about, but the truth is, managing your money is critical for financial success. Statistics show that many times, women are responsible for managing the money in a household.
If you would like to spend a fun and educational ladies day out updating yourself on different aspects of money, join us for the 6th annual Southern Tier Women's Financial Conference scheduled for November 16, 2019 from 8:00 a.m. to 3:30 p.m. at the Watson Homestead Conference & Retreat Center in Painted Post, NY. It will be a great way to join other women as we learn how to improve our mind, body, and checkbook!
The hot topics that will be covered during the event include:
Ins and Outs of New Financial Products- Nancy Williamson, CEO, ServU Credit Union
Investing and What It Means to You - Caitlin Fuller CFP®
Discover the Power of Essential Oils - MaryAnn Combs, Certified Aromatherapist and Wellness Advocate for doTERRA International.
Yoga for Your Finances - Financial Self Care - Nancy Reigelsperger Cornell Cooperative Extension of Steuben County, Financial Educator
(W)health Care - Amy Irvine CFP®, EA, MPAS℠ Irvine Wealth Planning Strategies LLC
Understanding Your EOB's (Explanation of Benefits) - Kate Welker CFP®, Rooted Planning Group
The cost of $25 per person for ages 16 and older includes lunch, networking, the conference and the conference book. The day will include door prizes and other vendors and exhibitors. After October 18, 2019, the cost will be $35 per person. After November 10, 2019 and at the door the cost will be $40 per person.
Registration and pre-payment can be sent to Cornell Cooperative Extension of Steuben County, 20 East Morris Street, Bath, NY or purchased online at bit.ly/womensfinanceconf19. For more details, call 607-664-2300
VINTAGE: The 2017 vintage was a study on how much weather conditions can vary from year to year. The 2016 growing year was very hot and dry with very little precipitation. Winter before the 2017 growing season was cold but our vines survived without any damage. The 2017 growing season was cooler with ample precipitation all year long with plenty of sunshine. That made for a vintage with good production and plenty of time to develop complexity.
VINEYARD: Blaufränkisch was planted in 2014 on our Seneca vineyard located in Hector, NY in the warmest mesoclimate in the Finger Lakes known as the ‘Banana Belt’. Temperatures here are a few degrees warmer than Keuka thus providing riper fruit notes. Soils on Seneca are characterized by deep honeoye silt loam. A small portion of the blend comes from Eric Volz Vineyard, just north across the road from Dr. Konstantin Frank’s plantings on Keuka Lake. The vineyard was planted in 1985 by Walter Volz, the winery’s first Vineyard Manager. This vineyard is managed by Eric Volz, current Vineyard Manager for the winery, who worked alongside his father Walter and grandfather, Dr. Konstantin Frank. Soils here are shallow with high natural acidity and high amounts of shale. The vines are planted on 3309 rootstocks.
THE WINE: Medium intensity with dominant characters of blackberry, plum, black cherry and chickory and toasted rye. The fresh acidity makes it feel lighter on the palate. Dry with velvety tannins. Medium-bodied.
FOOD PAIRING: Tomato-based Sauces, Blackened Salmon, Hard Cheeses, Grilled Vegetables.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 83 - Coaching to Your Best Life with Judy Rowe
In this episode of Wine and Dime, I had the distinct pleasure of sitting down with the incredible Judy Rowe. Judy is a career consultant with experience in Coaching, Career Growth/Planning, Conflict Resolution, and Relationship Building. Her goal is to help people change, when change isn't easy and getting them comfortable with the idea of change and that fear is a barrier, not a wall. “Life doesn't always go as planned, but focus on achieving one thing to make that your success.”
Judith A. Rowe Consulting, LLC
Judy is passionate about using a strengths-based approach to help others realize their full potential in life. Her consulting company, Judith A. Rowe Consulting, LLC, has a focus on training, facilitation, coaching, and career development.
Judy holds a Bachelor of Science degree in Civil Engineering and a Bachelor of Science degree in Industrial Engineering from the University of Tennessee at Chattanooga. In addition, Judy earned a Master of Industrial Labor and Relations degree from Cornell University. She is certified to train StandOut Advantage.
During her 27-year tenure with Corning Incorporated Judy has held roles as Global Security Performance Excellence Champion, Project Manager, Training Systems Manager, Product Engineer, Sales Engineer, Customer Service Team Leader, Supervisory Effectiveness Instructor, Human Resources Manager, and HR Performance Excellence Project Manager. Prior to Corning Incorporated Judy held engineering positions with Mobil Corporation, Loudon County Sanitation Authority
Judy has a phenomenal family – husband, Joe, two sons, Joe and Jon, and their dog, Troy. Judy volunteers for many community activities. She is a member of Corning Hospital Board of Directors and related committees, Donald Guthrie Foundation Board of Directors, United Way, and Delta Sigma Theta Sorority, Incorporated. Judy served on the United Way Board of Directors and the Cosmopolitan Women’s Club Board of Directors.
PINOT NOIR
Grown on a mix of sand and clay soils, this Pinot truly expresses the “terroir” of the Finger Lakes. Complex, yet delicate, this wine ages well for 3-5 years!
Tasting Notes
On the nose, sweet vanilla with hints of soft, smoky sweetness. Flavors of smooth sweet cherry lead to strong tannins with a smooth, fruit-driven structure.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 82 - Mindfulness with Krista Inochovsky
In this episode of Wine and Dime, I explore mindfulness with Krista Inochovsky. Krista is a dancer and a mom who wants you have the opportunity to start fresh, grow, and discover who you are each and every day. She inspires others to believe in themselves and to create a life that is enjoyable and fulfilling. This mission has led her to creating a business where she works with a wide range of clients, from business professionals to teens, on the benefits of mindfulness. This was a great interview that has great insights for anyone looking to understand a little more about the idea of mindfulness and how it may affect your personal financial goals.
Krista Inochovsky
Krista Inochovsky has been challenging entrepreneurs and professionals for years to expand their vision of life, love and success. Krista is the founder Expand Your Life, a certified Life Coach and Mastermind Facilitator who helps people develop the skills they need to improve themselves and the world by unlocking their potential and pursue greatness. Opening your eyes to the power of perspective, Krista engages people to explore how they think, feel and perceive their life experience. Using mindset, meditation and even yoga as tools, Krista guides people to be powerful creators.
Krista leads MINDFULNESS talks, workshops and programs for teenagers, professionals, entrepreneurs and people who do desire to live at the top of their game!
Krista is an alumnus of UFC, Athena NextGen and has presented at Starter Studio, UFC Incubator, Microsoft, Blackstone Launchpad at UCF, is a contributor for Wisdom Times, FOX 35 and much more.
https://www.kristainochovsky.com
https://www.facebook.com/MPoweredteenmindfulness/ https://www.facebook.com/kristainochovsky/ https://www.instagram.com/teen_mindfulness_/
https://www.linkedin.com/in/kristasky/
It’s All In Your Mind
Creating a Mindset for Extraordinary Life, Love & Success
Your mind is working all the time. The question is what are you thinking about?
Replaying struggles of the past and fearing the unknown future is sabotaging your happiness and potential achievements.
You are a powerful creator. If you are willing to take 100% responsibility for your life, thoughts and emotions THEN and only then can you tap into your full power. Are you willing to step into your full power to create an extraordinary life of love, fulfillment, and success?
Your thoughts create your reality and shape your future. Let that sink it. Your thoughts create your reality. No one else can think for you. I teach my clients how to think differently to break the repeating patterns that keep them stuck and how to influence your subconscious to forge new paths for success in every area of life.
Belle Glos
CLARK & TELEPHONE PINOT NOIR
Bright ruby red with fresh, vibrant aromas of wild blackberry, raspberry jam and cedar box accented by rich floral notes. This wine is juicy and generous on the palate with sweet cherry, field-ripened strawberry, cranberry and just-baked gingerbread. Perfectly balanced with bright acidity and a supple mouthfeel. Fine grained tannins provide an authentic textural distinction and structural depth.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 81 - From Active Duty to Financial Planner with Scott Vance
Hello Wine and Dime listeners! We are live at the XYPN Conference in St. Louis this week, with Military Veteran and Financial Planner Scott Vance. Scott’s practice specializes in military and military families and helping them secure their financial futures. In this episode Scott and I talk about deployment, military retirement, and life after the military. It was a great conversations, full of useful tips for any active duty or retired military. To hear more from Scott, be sure to check out his podcast Sheepdog Financial, where he covers a wide range of financial topics.
Scott Vance
Scott is a financial advisor serving the greater Raleigh, NC area. He began his career in the financial industry soon after retiring from the Army. Scott's military background allows him to closely understand the issues faced by our military personnel, but he works with clients from all walks of life. His desire is to continue his service to individuals in need of tax and financial advice. He is currently an Enrolled Agent, a candidate for CFP® certification, will complete his second undergraduate degree in accounting in the spring of 2019 and will begin taking the exams to become a licensed CPA in 2019.
Scott was born and raised in Pennsylvania. He has lived in numerous US States and foreign countries as would be expected from a military member. The highlight of his overseas experience was a year spent in Kathmandu, Nepal advising the US Ambassador to Nepal on foreign military training.
scott@taxvanta.com
https://www.linkedin.com/in/scott-vance/
Website: https://www.taxvanta.com/
Podcast: http://sheepdogfinancial.libsyn.com/
Yuengling Traditional Lage
Famous for its rich amber color and medium-bodied flavor with roasted caramel malt for a subtle sweetness and a combination of cluster and cascade hops, this true original delivers a well-balanced taste with very distinct character. Born from a historic recipe that was resurrected in 1987, Yuengling Traditional Lager is a true classic.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Wine and Dime Episode 80 - Live at FinCon with Elder Laywer, Cathy Sikorski
Hi there Wine and Dime listeners, welcome to a very special edition of the show, where we are live at FinCon 2019. While here at the conference we were able to connect with a ton of people, and one of those people was Cathy Sikorski. This talk was a real treat, and we had a great conversation about elder law, and as Cathy pointed out to me, there is a big difference between elder law and estate law. And that is “Elder lawyer are for living people, Estate Lawyers are for dead people.” This was really engaging conversation that was enjoyed over a glass of wine, and I’m sure that you will enjoy the episode as much as I enjoyed sitting down with her!!
Cathy Sikorski
Cathy Sikorski has been a significant caregiver for the last 20 years. In addition to that, she has been a practicing attorney in her own practice, dealing largely in Elder Law, with over 12 years of education in issues dealing with Medicare, Medicaid and Social Security. She began her legal career in general practice in a small town where she grew up and was known to a large contingent of the population through her family. Many of her clients were older adults, which lent her practice to dealing with elder issues. During that time, Cathy went on leave to attempt stay-at-home mothering and ended up staying at home and mothering all kinds of people. First, her Nana came to stay. But since then, she has been the primary caregiver for her great aunt for seven years, her amazing mother-in-law until she almost reached 97 years old, currently her brother-in-law who is wheelchair bound and suffers from multiple sclerosis, and a very dear friend who is permanently disabled from an accidental brain injury four years ago.
Fortunately, each and every one of these special people has a rockin’ sense of humor during medical appointments, nudity, and other areas of indignity (well, except the great aunt…who didn’t like to laugh). So this caregiving thing, yea, she’s got it covered, and is continuously consulted by everyone she meets about caregiving personally and with her legal background.
www.cathysikorski.com
Twitter - @cathy_sikorski
Email - cathy.sikorski@gmail.com
In Who Moved My Teeth? Cathy Sikorski, Esq. has combined her 25-plus years of legal and practical experience to bring you important information, tips and questions to ask when preparing yourself or your loved ones for the complicated future of healthcare and caregiving.
This book is more than a quick guide book. Who Moved My Teeth? talks about everything from obtaining a power of attorney to preparing a living will. A must read for anyone who expects to age--which is all of us!
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
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CORNING NY 14830
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