In this episode of Wine and Dime I chat with self proclaimed nerd, Ryan Inman. Ryan is a very driven individual who keeps himself very busy with many different endeavors! He owns a fee only financial planning practice specializing in Doctors called Physician Wealth Services, has a podcast called Financial Residency, and helped launch an online student loan helper called Loan Buddy. Ryan is truly passionate about helping people with their Student Loan Debt, and I guess that’s why we get along so well. We talk about all those things and much more, so be sure to tune in a check it out!
Ryan Inman
I graduated from the University of San Diego (USD) with a BA in Business Administration, an MA in Accounting and Financial Management, and an MA in Business Administration. During grad school, I worked at Merrill Lynch under a fantastic advisor, but soon realized that the average advisor in the industry was more concerned with selling financial products and obtaining new clients with investable assets than working with those who could really use the financial guidance to succeed in life.
That really turned me off from the industry, so I switched gears and worked for KPMG in public accounting. During my second year, I was fortunate to run into an old friend who was a CFP® and a fee-only financial planner. He introduced me to the concept of fee-only financial planning, where planners put their clients first, don’t sell products, and are true fiduciaries. It sounded too good to be true. I decided to join his firm where I had an amazing hands-on experience learning what true financial planning was all about – working with clients and helping them achieve their financial goals! While I enjoyed my time there, I ultimately learned I didn’t want to work with the ultra-wealthy as much as young physicians who were starting their careers and could really benefit from truly unbiased, quality financial advice.
I have an intimate knowledge of the pains, struggles, and joys that come from a career in medicine. I know what it’s like to be buried in debt while your physician spouse makes next to nothing and spends every fourth night in the hospital. I understand what you’re going through; my wife and I have been there.
I started my fee-only practice to help physicians sleep well at night knowing they have a trusted advisor who is guiding them toward financial independence. This is my family practice. My goal is to take care of you while you take care of your patients. I’ll be accessible when you are – in the evenings after you get your kids to bed, during your commute home, or in between patients. Short of the overnight shift, consider me on-call.
Physician Wealth Services (PWS) is a fee-only financial planning practice helping physician families take control of their finances to position themselves for a bright financial future. Sleeping well at night knowing they have a trusted advisor who is guiding them toward financial independence is exactly why we’re here.
Our goal is to take care of you while you take care of your patients. We will be accessible when you are – in the evenings after you get your kids to bed, during your commute home, or in between patients. Short of the overnight shift, consider us on-call.
Providing trustworthy, unbiased financial advice to dedicated, hard-working people like you and our own families demonstrates our passion to walk with you on your financial journey.
Schedule a time to discuss how we can help get you onto the right path.
About Financial Residency
Financial Residency is made up of hundreds of attendings, residents, and their spouses (800+ to be more exact!) who just about had it with their financial challenges.
They know how it feels to struggle with student loan debt, be in survival mode during residency, long to save money for retirement, in some instances, moonlight, and, depending on their medical journey, invest $$ where it makes the most sense for them and/or their family’s financial future.
As a community who cares for each other, we exist to arm you with financial knowledge so that you can protect and grow your assets.
We also aim to shield you from insurance agents, stock brokers, fee based financial planners, and lenders who rely on making that extra buck off selling products and services you don’t need. Don’t you hate that?
Being a part of the Financial Residency community brings you up to speed on your financial literacy to confidently take control of your household finances.
Sound good to you? Start right here!
WHY LOANBUDDY
Finally, a real service to help you conquer your student loan debt.
There are over 100 different options when it comes to student loans. From different loan types, to different repayment plans, to forgiveness options, to more complex things like deferment and forbearance.
It’s confusing.
For years, borrowers have had to rely on the help from the loan servicers - which if you’ve watched the news lately - might not be the best.
And every year, as Congress tries to make things better, they just end up making things more confusing - and even scaring people with threats to end certain programs. The fact is, student loans are confusing, scary, challenging, and more.
LoanBuddy is redefining what it means to get out of student loan debt.
…came from a desire to make great beer and have a Dam good time doing it. When we started the company we wanted to do two things: First, have a brand that offered quality craft beer but was whimsical and fun to inspire good times. From the Winking Milkman to El Castor de Mariachi you can see each Beaver has its own individual style and personality. Second, we wanted to make beer for everyone and all palates. We have easy-drinking Blondes, Triple IPAs, Milk Stouts, Imperial Stouts as well as sours and barrel-aged beers. You name it, we have it! Good times to you my friend, and welcome to the Beaver family!
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM