Are you looking for a way to free up some cash flow in order to pay off your student loans? Consider taking a defensive driving course. These courses are available online for a small fee and upon completion you can have points removed from your license or you can save a minimum of 10% off your insurance premium for up to 3 years. 10% may not sound like a lot of money but over the course of three years it adds up. You could put the amount of money that you save on insurance towards your student loan payments to “free” up some of your monthly budget or you could use the savings to make an additional payment on your student loan to get the loan paid off faster.