Are you making income based payments for your student loans? If so, make sure your date of payment falls on a day that occurs each month in order to have every payment you make count.

For example, if your payment falls on the 31st of every month there are some months that your payment won’t be posted until the beginning of the next month due to some months only having 30 days.

In those months you won’t get credit for making a payment, as you can only get credit for one payment a month.

We suggest picking a date in the middle of the month to avoid this.