Journey of a Fee Only Financial Planner Jeff Dvorak
Jeff Dvorak joins me on this week's episode of Wine and Dime. Jeff shares with us his journey to being a financial planner. From his upbringing to his college days to his career, Jeff offers insights about his life as a financial planner and what drives him to help his clients. Jeff is the owner of 4D Financial Advisors who is an independent, fee-only financial advisory firm for female professional leaders.
What will you learn:
Jeff's journey to working focusing his work on female financial planners
How listening can change your perspective
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
4D Financial Advisors
JEFF DVORAK, CFP®, CPWA®
Throughout my life, I have witnessed powerful, selfless women navigate the stressors of their life effortlessly. Standing on the sidelines, I can’t help but admire the sacrifices they have made to advance their career, raise a family and maintain a semblance of a social life, doing it all with finesse. With my guidance, and through my passion for helping others, I can provide you with a means of finding financial freedom and life balance.
ABOUT 4D
AS A PROFESSIONAL WOMAN AND LEADER, YOU REGULARLY PRIORITIZE, DELEGATE, AND MANAGE BOTH AT WORK AND AT HOME. YOU KNOW HOW IMPORTANT IT IS TO HAVE A RELIABLE TEAM IN PLACE TO HELP YOU RUN THINGS MORE SMOOTHLY. A TRUSTED FINANCIAL PARTNER IS ONE PIECE OF THAT TEAM, ESPECIALLY ONE WHO KNOWS HOW TO GROW WITH YOU AND YOUR CAREER. THAT'S WHERE 4D COMES IN. WE BRING YEARS OF EXPERIENCE AND PERSPECTIVE TO OUR RELATIONSHIP, AS BOTH FINANCIAL ADVISORS AND PEERS WHO ALSO BALANCE THE WORK/LIFE JOURNEY. THAT'S WHY WE'RE CONFIDENT WE CAN HELP YOU DESIGN THE LIFE YOU WANT TO LIVE.
WHO WE ARE: We are an independent, fee-only financial advisory firm for female professional leaders.
WHAT WE DO: We make the complex, simple. We put everything into terms you understand and then give you advice, allowing you to make the best choices with all the information you need.
WHAT WE STAND FOR: The power of education, the importance of a clear perspective, and the impact of intentional choice.
WHY WE ARE DIFFERENT: We truly care about you, not just your finances. We're real people! We have families and strive to help our communities.
WHY THAT MATTERS: Owning your decisions today will impact your tomorrow--and will give you confidence in achieving the future you imagine.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Financially Independent with Ann
In this episode of Wine and Dime we wrap up Financial Independence month with our very own Ann Arceo. Ann is here to share her expertise and some things to consider on your path to financial independence.
What you will learn:
Thinking about the care you want
Working with a planner to determine the type of “plan” that's best for you
Impact of the loved ones
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Oregon Wine | Oregon Wine Board
A diverse region ripe for adventure. Oregon wears its wild, audacious heart on its sleeve. From coastal mountains to valley slopes to river gorges, once you’re here, there’s no going back without part of its wonder alive inside you.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Financial Independence, Retire Early - FIRE Movement
This week on Wine and Dime, Becky Eason and I talk about the FIRE Movement. What is the FIRE Movement you may ask? FIRE stands for "Financial Independence, Retire Early"
In this episode you will learn:
FIRE Movement (when do you have enough)
What is the FIRE movement
Ways to plan to join the FIRE movement
Places to do your own research
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
FIRE movement - Wikipedia
The FIRE (Financial Independence, Retire Early) movement is a lifestyle movement with the goal of gaining financial independence and retiring early. Those seeking to attain FIRE intentionally maximize their savings rate by finding ways to increase income and/or decrease expenses, along with aggressive investments that again increases their wealth and/or income. The objective is to accumulate assets until the resulting passive income provides enough money for living expenses throughout one's retirement years. Many proponents of the FIRE movement suggest the 4% rule as a rough withdrawal guideline, thus setting a goal of at least 25 times one's estimated annual living expenses. Upon reaching financial independence, paid work becomes optional, allowing for retirement from traditional work decades earlier than the standard retirement age.
The Comprehensive Guide to Pinot Noir | Wine Folly
Pinot Noir is the world’s most popular light-bodied red wine. It’s loved for its red fruit, flower, and spice aromas that are accentuated by a long, smooth finish.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Raising Independent Children - How to avoid failure to Launch
On this episode of Wine and Dime we welcome back to the pod Kerrie Beene! Kerrie is here to share some insights on how to raise independent children.
What you will Learn this episode
Raising Independent Children - How to avoid failure to Launch
How to start early
How Kerrie helped her daughter learn to budget
How to work with different money personalities
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
High Noon | Sun Sips
HOW IS HIGH NOON DIFFERENT FROM OTHER HARD SELTZERS? HARD SELTZERS CAN BE MADE FROM JUST ABOUT ANY MIXTURE OF SODA WATER AND ALCOHOL. OTHER BRANDS USE MALT LIQUORS AND SUGAR TO FLAVOR THEIR DRINKS, WHILE HIGH NOON USES REAL VODKA AND REAL FRUIT JUICE FOR 100 CALORIES OF EASY-DRINKING, TAKE-ANYWHERE DELICIOUSNESS.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
What is Financial Independence
Kate Welker is back with us on this episode of Wine and Dime. This week we are talking about Financial Independence. Kate is here to break it down for us and ask the question, "What does financial independence mean to you?"
In this episode you will learn:
What is Financial Independence
Explore - What does financial independence mean to you?
Why would you seek financial guidance from a financial planner to help you seek your financial independence?
Be open to finding alternative strategies.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
St. Innocent Winery | Willamette Valley Oregon
St. Innocent began as an idea conceived in a moment of passion and inspiration in 1983. Mark Vlossak spent the next five years studying, taking classes, and apprenticing with Oregon wine pioneer, Fred Arterberry. In 1988, St. Innocent Winery was founded. Our goal is to produce wines that respect the quality and tradition of the Old World in one of the newest and most exciting wine growing regions on the planet: Oregon's Willamette Valley.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Talking Cybersecurity
In this episode of Wine and Dime, TJ Meehan joins us to talk about cybersecurity and offer a few recommendations and best practices that can help protect you online!
What is cybersecurity?
Cybersecurity is the practice of protecting critical systems and sensitive information from digital attacks. Also known as information technology (IT) security, cybersecurity measures are designed to combat threats against networked systems and applications, whether those threats originate from inside or outside of an organization.
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Wine Selection of the Week
St Innocent Winery
St. Innocent began as an idea conceived in a moment of passion and inspiration in 1983. Mark Vlossak spent the next five years studying, taking classes, and apprenticing with Oregon wine pioneer, Fred Arterberry. In 1988, St. Innocent Winery was founded. Our goal is to produce wines that respect the quality and tradition of the Old World in one of the newest and most exciting wine growing regions on the planet: Oregon's Willamette Valley.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
A Down Market and Its Impact on Retirement Savings
Retirement month continues here at Wine and Dime. Ann Arceo is back with us to talk about the impacts that your retirement savings have during a down market, like we are seeing now.
What you will learn:
Impact on younger savers
Impact on those wanting to retire soon
Impact on those already retired
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
2016 Can't Stop Won't Stop — Element Winery
- Christopher’s Notes: The Can’t Stop / Won’t Stop is a blend of Cabernet Franc, Pinot Noir, Syrah, Gamay, Merlot and a touch of Blaufrankisch. It’s meant to be bright, fresh, and fruit forward for youthful consumption.
Element Winery
- A new vision for the Finger Lakes. Element Winery was founded to explore the extreme climate terroirs of the Finger Lakes region, to produce wines which express their origins without preconceived notions. We make delicate wines—low alcohol, higher acid, and balanced with a focus on mineral and floral aromas.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Planning For Retirement When You're in Your 40s
Kerrie is back with us in this Episode of Wine and Dime. We are talking about planning for retirement while you are in your forties.
In this episode you will learn:
How to map out conflicting goals
Types of savings vehicles
How to maximize the next 20 years
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
The Quincy Exchange | Dining in Corning, NY - Located in the heart of Corning, NY’s Gaffer District, The Quincy Exchange brings a vibrant and socially distanced dining experience to this historic neighborhood. Join us at the marble topped bar, in the socially distanced dining room, or in the bright, modern Garden Room, and experience, fresh, seasonal dishes complimented by a thoughtful bar program and curated wine list with carefully made selections from around the world. Best described as an American Bistro, The Quincy Exchange offers craft cocktails, exciting wines, and approachable beers alongside our Brunch and Dinner services.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Competing Priorities: Saving For Retirement, Building An Emergency Fund, And Paying Off Debt
In this episode of Wine and Dime we continue our topic of the month, Retirement. Becky Eason is back on the show to talk about some competing priorities. Saving for Retirement, building an emergency fund, and paying off debt.
In this episode you will learn:
How to set priorities with small step
Where to prioritize saving and how much to save
How to prioritize debt repayment
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Element Winery - A new vision for the Finger Lakes. Element Winery was founded to explore the extreme climate terroirs of the Finger Lakes region, to produce wines which express their origins without preconceived notions. We make delicate wines—low alcohol, higher acid, and balanced with a focus on mineral and floral aromas.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Retirement, Flipping the Switch
Wine and Dime welcomes back Kate Welker to the show. Kate is here to talk about retirement, and "Flipping the Switch" for retirement.
In this episode, you will learn
Steps to Prepare for Retirement
Ideas on how to get comfortable with changing the frame around “income” stream
Bucketing Your Assets
Book Recommendation - Flipping a Switch, Barbara O'Neill
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Flipping a Switch: Your Guide to Happiness and Financial Security in Later Life
Leaving full-time employment to enter retirement often requires a 180-degree change in mindset and behavior from the way you managed your time and money previously. This is especially true for Baby Boomers who may have never experienced adult life without a full-time job and have been practicing the same habits since their 20s. These life transitions can be looked at as if they require flipping a switch. Some changes happen suddenly like an on/off switch, while others happen over time like a dimmer switch. Some switches are voluntary like spending accumulated savings, while some are mandatory like taking required minimum distributions starting at age 72. And to make matters more confusing, there are also lifestyle and social changes to consider as well.
Flipping a Switch discusses 35 financial, lifestyle, and social transitions you'll encounter upon entering retirement, including:
Full-time work to new pastimes
Saving money to spending money
Receiving a paycheck to creating a paycheck
Funding retirement savings plans to taking required minimum distribution withdrawals
Accumulating possessions to downsizing
Everyone has unique switches to flip. Flipping a Switch: Your Guide to Happiness and Financial Security in Later Life offers important information and guidance new retirees need before undertaking their new life. Each chapter includes a How to Flip This Switch section with suggested action steps. Nationally known speaker, author, and Certified Financial Planner© Dr. Barbara O'Neill will help you develop a plan to become your best future self.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
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