Now That You've Graduated, How Do You Navigate Your First Job?
Wine and Dime Welcomes back Ann Arceo. Ann is here to talk about that first job after graduating, and how to navigate the benefits, savings, and your work-life balance.
Things you'll learn in this episode
Making a plan
Dig into Benefit options
Diversify your Savings
Diversify your time
Red Wines | Swedish Hill Winery - Bourbon Barrel Red and 2016 Optimus
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Treleaven Wines
Family Owned and Operated, Since 1984 Separator Image Our story begins with our founders Pete and Tacie Saltonstall. They wanted to start a winery inspired by the Burgundian ideal of a small family domaine that handles all the growing and producing of its own wines. A soup to nuts approach that lets us consider and control each part and process that our vines, grapes, and wines go through. When they started planting the vineyard their kids rode along in the tractor, or sat in a carrier placed in the shade to oversee the proceedings. Now those same children have grown up and added their own pages to the Treleaven story. In addition to our meticulous approach to farming and winemaking, Lev and Hattie have reimagined what a winery experience is like for our guests. In the same way that the Saltonstalls grew up as a family in the winery, scrambling around barrels and hiding under tanks, Treleaven is dedicated to making our guests feel at ease; not simply welcomed but welcomed home. Bring to us your laughter, and children, and memories, and allow us to become the backdrop of your life. Be it in the Hangtime outside listening to a band, in our traditional tasting room learning more about the wines, or in the Oak Lounge having a bite to eat and a local craft beer, come and join the family.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Saving for College - Early Teens Edition
Welcome to this edition of Wine and Dime with Amy Irvine. Kerrie Beene is back to share with us some insights on saving for college for your early teenagers.
What you will learn this episode
How to pay for college
Building Awareness on College Costs
Building Savings into the Budget
Home | Thirsty Owl Wine Company - Malbec
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Malbec - Thirsty Owl Wine Company
Malbec - An exceptionally rare find in the Finger Lakes. Estate grown fruit with hints of clove and nutmeg. Barrel aged for 15 months.
Malbec wine is known for its deep purple color and full body. Malbec grapes are small and dark in color with very thick skins, producing a wine that has rich fruity flavors and medium tannin levels. Malbec wines are often higher in alcohol than Merlot or Pinot Noir. Some bottles contain up to 15% ABV, so watch out for this boozy bottle if you’re trying to cut down on your alcohol intake. Malbec grapes are fussy and can be difficult to grow, so they’re grown in much smaller quantities than other more popular red wines. Malbec grapes do well in sunny climates that also have cold nights. High elevation spots are perfect, like the Mendoza wine region nestled in the foothills of the Andes in Argentina. In Bordeaux, France, Malbec is a popular blending grape. It’s often blended with Cabernet Sauvignon, Cabernet Franc, and Gamay to make Bordeaux blends.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Now That You Graduated, How Do You Deal With Student Loans
Becky Eason is back with us for this edition of Wine and Dime. We're here to talk about student loan, with some tips to think about while paying them off.
Amy and Becky’s #1 Tip - Know your estimated payment!
Things you'll learn:
Types of loans - subsidized, unsubsidized, private, PLUS, Grad PLUS
Type of Repayment Plans
How Interest is calculated and capitalized
Also see our guide: What Issues Should I Consider When Paying Off My Student Loans?
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Wine Recommendation of the Week:
Treleaven Wines - 2020 Cabernet Franc -
Composed of 75% Cabernet Franc, 23% Cabernet Sauvignon, and 2% Merlot, this vintage showcases a light fruit and cherry character, an earthy savory note, and a lingering finish. Winemakers Notes: Aged for 9 months to allow the wine to knit itself together at its own pace. Fermented at low temperatures to promote fruit flavors and delicate extraction while the caps were pumped over regularly. Food Pairing Notes: Steak au poivre, roasted pork loin with potatoes and herbs, baked brie with fresh blackberries, and roast chicken with herbes de provence.
Treleaven Wines -
Family Owned and Operated, Since 1984 Our story begins with our founders Pete and Tacie Saltonstall. They wanted to start a winery inspired by the Burgundian ideal of a small family domaine that handles all the growing and producing of its own wines. A soup to nuts approach that lets us consider and control each part and process that our vines, grapes, and wines go through. When they started planting the vineyard their kids rode along in the tractor, or sat in a carrier placed in the shade to oversee the proceedings. Now those same children have grown up and added their own pages to the Treleaven story. In addition to our meticulous approach to farming and winemaking, Lev and Hattie have reimagined what a winery experience is like for our guests. In the same way that the Saltonstalls grew up as a family in the winery, scrambling around barrels and hiding under tanks, Treleaven is dedicated to making our guests feel at ease; not simply welcomed but welcomed home. Bring to us your laughter, and children, and memories, and allow us to become the backdrop of your life. Be it in the Hangtime outside listening to a band, in our traditional tasting room learning more about the wines, or in the Oak Lounge having a bite to eat and a local craft beer, come and join the family.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
What to know about the FAFSA changes
Kate Welker is back with us this week to talk about some FAFSA changes. This is definitely an episode you'll want to use or share with those students or parents that will be filling out a FAFSA this year.
What you will learn this episode
Origination fees for student loans
Interest rates on Student Loans
The Changes to the FAFSA you should know
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Wine Recommendation
Bully Hill Space Shuttle Red
- A classic dry red with hints of ripe cherry, cranberry, and underscored flavors of fruit and oak.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Getting Organized: Saving for College When You Have Young Children
Welcome back Wine and Dime listeners. In this episode we welcome back to the show Ann Arceo. She is here to continue this month's theme of getting organized. This week's topic is about saving for college when you have young children.
What you will learn in this episode:
Ideas on how to make a plan early for education costs
Ideas on how to start saving small
If you are in a high deductible plan, fully fund your HSA
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Coffee Recommendation of the week:
Finger Lakes Coffee Roasters
In 1996, Finger Lakes Coffee Roasters, Inc. first opened its doors on the banks of the Erie Canal in Historic Bushnell's Basin, New York. Bob Cowdery, the Roast master, has roasted coffee for many years in various locations. With this experience and the ability to roast in small batches, he and his partner, Larry Werges, are able to transform green coffee beans imported from around the world into rich aromatic coffees. Bob and Larry's passion for the perfect cup can be experienced in all of FLCR's blends, single origins, and flavored coffees!
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Getting Organized For Buying a Car
Wine and Dime is here to help you get organized for buying a car. Kerrie Beene is back on the show to walk us through how she gets organized for buying a car. She walks us through a recent purchase she made for her daughter. We think there are some great tips in here to help everyone who is looking to make a car purchase.
What you will learn:
Getting organized to buy a vehicle
Searching for the right vehicle
Plot out the comparison - purpose, price, and purchase
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Winery Recommendation
Song Hill Winery
Song Hill Farm was the home of Song Hill Thoroughbreds and H. James Bond Racing Stable for 25 years. In 2005 the horses moved to Mechanicville, NY and in 2009 we began converting some of the pastureland into vineyard. This year we planted 100 more vines and we plan to add more in the years to come. We received our Farm Winery license in the summer of 2013 and that fall marked our first full harvest.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Organization of Financial Documents and Vacation Planning
In this episode of Wine and Dime, we welcome back the episode Becky Eason. She's here to share tips to get your financial documents organized and even a little vacation planning.
What you'll Learn:
Tips to get yourself organized
What can you delegate
Tips Vacations
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Wine Recommendation
Heron Hill - Products - 2018 Eclipse Red - 44% Merlot, 31% Cabernet Franc, 25% Cabernet Sauvignon. A well-balanced red blend wih jammy flavors of black cherry and blackberries. Hints of nutmeg and licorice are in the background with soft tannins.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Spring Cleaning! What Documents to Keep or Shred
Welcome back Wine and Dime listeners. Kate Welker is back on the show this week, and now that tax season is drawing to close, it's time to start talking about recovering from tax season! It's time for some spring cleaning, and we're here to help!
What you will learn:
Create a table of contents
How long to save various documents
Backing up your files
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Arbor Hill Winery
Arbor Hill Winery is located in South Bristol just north of Naples, New York, at southern end of Canandaigua Lake in the famous Finger Lakes Region. In 1987 Arbor Hill opened in just one building. Now it sits in a complex of vintage buildings (including the original), in a wonderful warm New England country setting. The Brahm family takes great pride in the fact that they produce their products on the premises. In their country complex they have several buildings; one is the retail shop, another is Brew & Brats at Arbor Hill, and two barns serve as the wine cellar and the food production area.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
HSA and 529 Tax Myths
On this episode of Wine and Dime, Kerrie Beene joins us once again. This time we are talking about HSA and 529 Myths.
What you will learn
HSA Contributions & Distribution (reminder of what they are vs FSA)
Dependent FSA
Special Purpose FSA
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Wine Pick of the Week
Glenora Wine Cellars - Port
Glenora Wine Cellars is a beautiful winery resort located on Seneca Lake in New York’s Finger Lakes Wine Country. Since we opened our doors in 1977 as the first winery on Seneca Lake, we have been producing award-winning Finger Lakes wines and offering year round hospitality. With daily wine tastings and cellar tours, you not only can taste our high quality wines, but go behind-the-scenes and see where it’s made.
THIS EPISODE WAS PRESENTED BY
AMY IRVINE
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Money Empower with Barbara Huson
200! When I started the show, I thought it would be fun to bring my two favorite passions together - Wine and Finance. Everyone's journey in life is different, just like everyone has different palettes for wine - both should be celebrated and not judged. This week’s guest could not have been a better fit to help us celebrate our 200th episode as she is the essence of why I started this podcast. Join us for this podcast and learn about Barbara's riches to rags to riches story.
Barbara is a Mentor and a Coach and is "The Leading Authority on Women, Wealth & Power". Barabara joins us this week to share her amazing story about how she had wealth, lost wealth, and had to rebuild her wealth. That started her on a journey you will never forget, as she reveals her financial lessons with other women in all walks of life. You're definitely going to want to tune into this one!
Thanks for listening and be sure to like, rate, subscribe and share.
If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com
Or visit us at www.rootedpg.com/podcasts for full show notes and links!
Barbara Huson | The Leading Authority on Women, Wealth & Power
About Barbara
I want to teach you the secret wisdom of creating wealth and asserting power, as a woman… wisdom which took me over 40 years to figure out.
I grew up relying on my father (the “R” of H&R Block), then my husband, to manage my inheritance. But early in my marriage, I found out my husband was a compulsive gambler. And here’s the insane part — I continued to let him handle all our finances because that’s how scared and intimidated I was by money.
That didn’t change until a devastating financial crisis became a personal wake-up call. I got tax bills for over $1m for illegal deals my ex got us in. He’d left the country. I didn’t have anywhere close to $1m. And my father wouldn’t lend me the money. I had three daughters — one just a baby, and I was not going to raise them on the street. That’s when I knew I had to get smart. And I did.
I share my journey to financial independence in hopes of inspiring, and even better, motivating YOU to become smart (or smarter) with money… and earn more than you’re making now. It’s much simpler and more in your control than you may realize.
Interested in working with Barbara? Click Here to find out more!
Wine Pick of the Week
JOSH CELLARS Chardonnay
STYLE
Our Chardonnay is a great balance of bright citrus and honey with a touch of oak character and hints of juicy peach. Crafted with care so that no single flavor overpowers another, this wine is simply delicious.
Pairs beautifully with shrimp, steamed mussels, creamy pastas, roasted chicken, and grilled vegetables.