Amy and Kate Jam about the Stimulus
In this episode I welcome back a person who actually likes taxes more that me, Kate Welker! As the title suggests we will be discussing the latest stimulus bill and many of the nuances that are in it. You do not want to miss this!
2020 Lemberger
Dry Rosé
Aromas of red raspberry and vanilla bean. A plush palate gives way to a bright, lively finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Tax Strategies by Goals
Welcome back to another Wine and Dime podcast. This week we will continue to talk about taxes. More specifically, as the title suggests, tax strategies by goal. This is a discussion that is about using taxes to pay for some of the goals that you are setting for yourselves. We do have an attachment in the show notes that can help you navigate some of the things that I discuss in this episode. So pop open a bottle of your favorite beverage and enjoy these tax strategies!
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Get The Port Out - It's Tax Time
Hey Wine and Dime Listeners! It's tax time, and maybe, like me, it's time to go pour a Port and sip away while we work through all this. I know this isn't the greatest topic for some, but, I've come prepared with some jokes to help lighten the mood. Now we all know there are two certainties in life, death and taxes, and we would love to avoid them both! But if we have to pay taxes, we don't want to pay a penny more than we have to, and that is the gist of what we'll be talking about in this episode! So grab your favorite beverage and enjoy the show. And while you're here, don't forget to Rate, Like, Subscribe, and Share!
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Financial Lessons We Can Learn by Watching Movies with Steve Juetten
Welcome back to another episode of Wine and Dime! In this episode I chat with Steve Juetten. And if you recognize the last name, it’s because I’ve had his wife Nancy on a few times. Steve is a fellow financial planner who likes to use life experiences to relate to financial planning. Just like Amy can bring anything back to a vineyard, Steve can bring financial lessons from movies, TV shows and pop culture. This was a very fun episode and I think you will learn a lot!
Steve Juetten
Juetten Financial Planning
If you’re looking for someone to help you take care of your money matters so you can do more of what you love, perhaps I’m that person.
“Trust” is a big deal with my clients. Trust is made up of two parts — competence and character and that’s how I earn my clients’ trust. By being competent at what I do (I hold CFP® designation and it’s the highest designation in our profession and the hardest to earn) and by acting in good character by always keeping your interests and needs first. In legal terms, I act as a “fiduciary” — meaning I’m legally bound to put your interests first. Not all financial advisers are willing to do that, but I am.
Since 2002, individuals and couples have been coming to me to help them make sound financial decisions so they can do more of what they love. My business is founded on the belief that good financial planning does not have to be confusing, complex or scary. I came to this belief after consulting for more than 25 years with large corporations and their employees to help them understand and use their employer benefits.
My passion for financial planning and investing took root while I was still in high school. I have always enjoyed organizing financial data and learning about financial markets. Now I apply those passions to help my clients identify and make their financial dreams come true.
I am a photographer, movie buff, exerciser, reader and life-long learner with a wall of “how-to” books about a wide range of subjects. Married to Nancy since 1987, we welcomed our son Kyle to the family in 1997. Champion, our vibrant and energetic cockapoo, joined us in 2011. Together, we enjoy today, save for tomorrow, and express gratitude for the good fortune we have to do work we love that serves others in ways that make a lasting difference in their lives.
The best way to get in touch with Steve is either to call him at 425-829-5953 or send him an email at steve@finpath.com. His company website is www. finpath.com.
LA MARCA PROSECCO D.O.C.
La Marca Prosecco elevates the everyday with a crisp, refreshing style and a delicate, floral palate. Made from the expressive Glera grape — found in the hillside vineyards of Italy’s Prosecco capital, Treviso — La Marca Prosecco is an elegant, luxurious sparkling wine that pairs beautifully with a variety of foods.
Our delicate La Marca Prosecco has a pale, golden straw color and sparkles with lively effervescence. Opening with aromas of fresh-picked citrus and honeysuckle blossoms, the crisp, clean palate brings fruity flavors of green apple, juicy peach and ripe lemon, framed by hints of minerality. The finish is light and refreshing with a tantalizing hint of sweetness.
100 Degrees of Stephanie Skryzowski
Welcome to this edition of Wine and Dime with Amy Irvine. Have you considered starting your own business? Are you a business owner who would like to go to the next level and need someone to help you with financial projections, financial forecasting, and to serve as a CFO? You MUST to listen to this podcast!
100 Degrees Consulting is an outstanding women-owned company. And when you listen to Stephanie Skryzowski's story, there is no doubt that she has made some incredible decisions in her life that allow her the flexibility to be a mom, a business owner, and to make good money.
So sit back, grab your favorite beverage and sip away! We hope you enjoy the show.
100 Degrees Consulting
100 Degrees Consulting helps purpose-driven leaders of small businesses and nonprofits better understand, use, and communicate their numbers to grow their impact and their income through CFO and bookkeeping services.
We’re the business partner you’ve been waiting for, working alongside you as a member of the team and overseeing the accounting to give you the strategic insight you’ve been missing.
We empower you to grow and scale through budget development, cash flow forecasting, revenue and expense projections, financial reporting, accounting and bookkeeping, and leadership coaching.
2019 THE PRISONER
Red Blend
The Prisoner Red Blend was inspired by the wines first made by the Italian immigrants who originally settled in Napa Valley. The Prisoner is now the most recognized Napa Valley red blend, leading the resurgence of interesting blends by incorporating Zinfandel with the unlikely mix of Cabernet Sauvignon, Petite Sirah, Syrah, and Charbono.
Winemaker Notes
Features enticing aromas of Bing cherry, dark chocolate, clove, and roasted fig. Persistent flavors of ripe raspberry, boysenberry, pomegranate, and vanilla linger harmoniously, for a smooth and luscious finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
The ABC's of Asset Types
Welcome back Wine and Dime listeners. I'm sure you guessed it already, but this episode is all about assets. While we’ve been talking about “Upping Your Assets”, you’ve heard an alphabet soup of investment account names and related terms. You may have asked yourself …
• What’s the difference between taxable, tax-free and tax-deferred accounts?
• What are 401k’s, 403b’s, and IRA’s?
• And, do I want to know what’s behind the Backdoor Roth IRA?
Listen to Amy Irvine, founder, CEO and financial planner of Rooted Planning Group, on this week’s podcast as she defines the types of assets you may (or should) have in your portfolio. This is also a good time of year to be thinking about tax implications for some of your assets and Amy points out a few things to consider. A handy guide, ABC’s of Asset Types, will help you as you follow along with this week’s podcast. You may access and download the guide via the link below.
While she’s breaking this all down for you, she just might be sipping on one of her favorites—a red blend from Lake Keuka.
We hope you learned something new in this episode and can use the information while assessing your financial situations in the future. If you know anyone who could use the review of assets provided in this episode, please do share!
Thank you for listening and look forward to seeing you back in the next episode!!
Lake Kueka Red Blend
This craft-vinted blend of vinifera grape varieties exhibits flavors of ripe flavors of raspberry and plum; accented by hints of spice and soft tannins on the finish.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Up Your Assets with Amy Irvine
This week on Wine and Dime, join Amy Irvine as she talks about how you can “Up Your Assets” by employing key tactics to better understand your financial health. In January, the focus was on organizing and creating a spending plan. This month go beyond the spending plan to create your Yearly Action Plan. Amy walks you through the steps of goal setting, determining roadblocks and allotting time to regularly work on your finances—it’s not as much time as you may think! She provides methods of monitoring and checking progress of your goals and celebrating those financial successes. Worksheets to set up your plan are provided. And finally, Amy shares her revelation on boxed wine! You don’t want to miss any of it!
And as always, if you enjoyed this episode, be sure to rate, subscribe and share with others!
Thank you for being a loyal listener!
Bota Box
Malbec
TASTING NOTES
Bota Box Malbec is easy drinking, with a big, jammy fruit profile. Ripe blueberry and blackberry notes lead to a soft, luscious fruit palate, with hints of blueberry pie, cedar, and spice notes on the finish.
PAIRS WITH
Great for backyard barbecues, game nights, and pizza parties. Pour it at the table with skirt steaks, loaded burritos, or spicy grilled sausages.
WINE DETAILS Alcohol: 13.5%
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Special Note: For those who don’t know, my Brother edits all the podcasts and submits them to website, writes the majority of the show notes and puts out the social media posts for the episodes.
His 13 year old son, and my nephew, has taken an interest in the editing process, so this weeks episode was guest edited by my nephew Conner! Keep up the great work kiddo!
Prepay College Tuition with a Private College 529 Plan
Welcome to another episode of Wine and Dime. In this episode we welcome to the show Jonathan Sparling! The topic this week is how to utilize Private College 529 Plans to actually Prepay for your college tuition and lock in a cost regardless of tuition increases that may occur! We talk about Jonathan’s journey from a financial aid office to his current roll with Private College 529, and how the experiences have made him an expert on helping students and parents figure out the right college planning solution for them. This is a very informative episode that I’m sure you will enjoy. So pop open a bottle of Layer Cake Malbec, sit back, and enjoy the show!
And as always, if you enjoyed this episode, be sure to rate, subscribe and share with others!
Thank you!
Private College 529 Plans
Private College 529 Plan Takes the Worry Out of College Saving
Paying for college is the third largest investment most families make. Like buying a home or saving for retirement, most families pay for college over time. They can pay for higher education by planning and saving in advance, or borrowing later. Planning for college gives families more control and students more choices. Click the boxes to below to learn how Private College 529 Plan may help you relieve anxiety over rising college costs and reduce or avoid debt!
Layer Cake MALBEC
WINEMAKER NOTES
We allow Layer Cake Malbec to ripen thoroughly on the vine. We tend to harvest four to six weeks after all other neighboring vineyards; a crucial element to the wine’s quality. Each cluster, once harvested by hand, is then destemmed and sorted – also by hand. Born at the base of the Andes and fed by the purest spring waters.
VINEYARD NOTES
The fruit for Layer Cake Malbec comes from a vineyard that is flanking the Mendoza River in Argentina -a rocky terrain, strikingly similar to that of Chateauneuf du Pape in the Rhône Valley. The once 5-mile-wide Mendoza River is now mostly vineyard, abundant with some of Argentina’s most pristine Malbec vines. A plethora of smooth cobbles on the top bewilders the eye and imagination as to how the vines actually thrive in such a rugged terrain. Silt and gravel make up the subsoil under the larger cobbles. Our vineyard sits at an elevation of about 3,000 feet. The climate is arid, with very low rainfall totals. Warm days are followed by cool evenings as the breezes from the Andes Mountain Range flow down to the Mendoza Valley floor.
TASTING NOTES
Big, brooding, black fruit, then rich earth, truffles and dark cocoa are at the front. The Sea of Stones vineyard is at its core, always evident with the thread of minerality that the deep alluvial cobblestones lend. This wine is elegant in the mouth with fresh-picked blackberries, simmering chocolate sauce on the stove, and somewhere someone’s cooking bacon…so many layers, so little time. Drinking a bottle of this wine will certainly lead to, well, opening another.
WINE FACTS
100% Malbec
100% Mendoza, Argentina
100% French oak, 40% new
13.8% Alcohol
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Say Bye Bye to Boring Bio's with Nancy Juetten
In this episode of Wine and Dime we welcome back to the show Nancy Juetten. If you recall, Nancy is the Author of a book called “Bye-Bye Boring Bio”. Well, this book got an update. Its still a book that “shows solopreneurs -- coaches, consultants, authors, speakers and content experts -- how to transform boring bios from wallpaper to wow to attract clients, speaking gigs, and media interviews.”
Nancy shares with us what she has learned since initially writing the book, and what she has done to update it. I just couldn’t wait to invite her back so that she could share this great book with all of you listeners out there. Check below for information on where you can pick up a copy!
If you liked this episode be sure to like, subscribe and share.
Nancy Juetten
Nancy Juetten guides families to organize their personal financial information and crucial documents before something random or crazy can stop them. The co-creator of the Life Goes On Roadmap® system for personal financial information organization, Nancy is on a mission to touch and transform a million lives by guiding them to take one of 16 essential road stops, one 20 minute segment at a time. This brings power, access and control when the moments matter the most and makes dealing with a bump in the road just a little bit softer for all. Nancy writes a column for the popular Sixty and Me blog site that serves 500,000 women aged 60 and better. Her system is sold individually to homeowners, downsizers, and families across the country from the website, and professional service providers can license and co-brand the system to share with their most valuable clients. She has addressed appreciative audiences at the Garrett Planning Network Annual Retreat, virtual women’s groups, and podcasts such as the Legacy Cafe Podcast, the Conscious Caregiver, and now – Wine and Dime.
Before starting Life Goes On Roadmap in 2018, Nancy launched and grew a successful business coaching practice to guide experts, authors, and speakers to get known and get paid for their expert status by getting ready for opportunity first. In 2009, she wrote the popular Bye-Bye Boring Bio Workbook that is still a go-to source to guide users to transform their boring bios from wallpaper to wow to attract clients now. When life hit the fan for her – with a home burglary, a move to a new city, her mom’s diagnosis with dementia, and her husband suffering a mini-stroke in the middle of the night -- Nancy’s preparation for real life paid off with less drama, trauma, and chaos in the clutch moments. With Life Goes On Roadmap®, she guides her clients to welcome those priceless benefits that are more relevant than ever in the era of the COVID 19 Pandemic. Nancy is quick to say that keeping your head in the sand is a dis-empowering place to stand. The best time to get your act together is right now.
https://getknowngetpaid.com/b4-2020-workbook/
https://www.lifegoesonroadmap.com
https://authenticvisibility.com/testdrive/
Instagram: https://www.instagram.com/nancyjuetten/
Twitter: https://twitter.com/lifegoesonRM
LinkedIn: https://www.linkedin.com/in/nancy-juetten/
Click the image to purchase your copy today!
Bye-Bye Boring Bio 2020 Workbook
The Bye-Bye Boring Bio 2020 Workbook guides speakers, experts, and authors up to big things to attract connections, clients, and cash in today's VIRTUAL world in which podcast guesting, Zoominars, and other virtual ways of showing up are more the norm than the exception.
The WORKBOOK includes access to 11 videos, 2 audios, and a bonus workbook within the workbook so you can be well equipped to pitch your message to the media that matter for your message. You'll be all set to broadcast your brilliance to podcast and broadcast hosts and influencers with the platform to take your own message far and wide.
The easy to follow templates and instructions make it fast and easy for you to create your own brilliant bios for social media, virtual speaking, podcast guesting, and more and guide you to step into your own memorable message with speed, ease, and confidence.
The full length workbook also includes examples of media one sheets, sizzling speaker sheets, and door-opening bios to help inspire your own, along with media savvy tips to be the virtual dream guest podcast and broadcast hosts can't wait to interview.
Dom Pérignon
Dom Pérignon’s commitment to vintage is absolute. Each Dom Pérignon is a true act of creation, made from only the best grapes. The champagne’s intensityis based in precision, so inviting, so mysterious. Each Vintage has three Plénitudes, and embodies the total faith in the creation that is constantlyrenewed by Chef de Cave Vincent Chaperon. Coupled with a bold sense of playfulness, Dom Pérignon inspires the greatest creators in the world.
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Getting Organized: Spending Plans with Kerrie Beene
In this episode of Wine and Dime we welcome back our very own Rooted Planning Group Financial Planner Kerrie Beene. Kerrie is back to help us continue the theme of January of “Getting Organized”. Kerrie is a bit of an expert on spending plans, so, she is the perfect guest to have on this weeks episode. She shares her insights on her own spending plans, and what it takes to build one for your family.
Don’t forget to rate and subscribe and thank you for listening!!
KERRIE BEENE - CFP®
FINANCIAL PLANNER
A little bit about Kerrie Beene, CFP®… My own personal financial journey has taught me that while they’re important, life is more than numbers. Finding joy in the journey towards personal goals is key.
A smart plan with a lot of heart goes a long way to keeping daily financial decisions in line with your long term goals. I graduated from Southeastern Oklahoma State University with a degree in Business Administration and hold a certificate in Financial Planning from Wake Forest University.
I began my career in financial planning by starting my own company, Beene Financial Planning. Having the desire to work as a team, I then joined Irvine Wealth Planning Strategies.
My roots in Southeast Oklahoma have given me great insight on the need for financial planning that is not just investment focused, but also focused on all the other financial planning decisions.
I enjoy, and work best, with those who are ready to take control of their finances and use their money to fulfill their goals and dreams. In
November of 2016 I sat for the CERTIFIED FINANCIAL PLANNER™ designation, and in May of 2019 successfully completed my experience requirements.
I am now the Director of Educational Services for Rooted Planning Group. What does that mean? In addition to working as a co-planner, I also focus on:
College Pre-Planning: Late stage (Freshman - Senior) college planning, seeking scholarships, estimating expected family contribution, assistance with FAFSA and asset utilization. Funding of education vehicles (i.e. 529 plans) and utilization recommendations. We have set the price for this service at $1,000.
College Graduate Planning: This is for the new graduate. We sit down with them to discuss budgeting, how to negotiate salary, understand employee benefits and education benefits, review of student loans and other debt, savings opportunities and large purchase planning. We have set the price for this service at $299.
We also want to continue developing the employer education services, as well as getting financial education into the schools.
Grenache (Garnacha) Wine
Grenache (Garnacha) is a red-wine grape grown extensively in France, Spain, Australia and the United States. It is particularly versatile both in the vineyard and the winery, which may explain why it is one of the most widely distributed grapes in the world.
Grenache is the French (and most internationally recognized) name for the grape, but it has a number of synonyms. In Spain, where it is one of the country's flagship varieties, it is known as Garnacha, and on the island of Sardinia it has been known for centuries as Cannonau. Some believe that the grape originated in Sardinia, and was taken back to Spain by the Aragonese, who occupied the island in the 14th Century.
Gnarly old Barossa Grenache vines
©Turkey Flat Vineyards
In France, Grenache is most widely planted in the southern Rhone Valley and throughout both Provence and Languedoc-Roussillon. It is most commonly found alongside Syrah and Mourvedre in the classic Southern Rhone Blend (notably in Cotes du Rhone wines), and is the main grape variety in Chateauneuf-du-Pape.
Grenache's versatility provides winemakers with all sorts of possibilities. Grenache-based rosé is one of southern France's signature wine styles. The variety is common in Cotes de Provence wines along with Cinsaut and Mourvedre, and the finest examples come from the towns of Tavel and Lirac. Near the border with Spain, Grenache is behind the sweet wines of Banyuls. (© Proprietary Content, Wine-Searcher)
In Spain, Garnacha is the second most-planted red-wine grape variety, surpassed only by its modern blending partner Tempranillo. It is grown in almost every area of Spain, but most notably in the north and east – it is the key constituent in the prestigious wines of Priorat. The arrival of the grapevine pest phylloxera to the Iberian Peninsula in the 19th Century brought unexpected benefits to Garnacha; as the native vines were devastated (Rioja was particularly badly affected) it was robust Garnacha that replenished the vineyards and helped to re-energize the wine industry.
In the 1980s and 1990s, Grenache's status was reduced, but it survived efforts to eradicate it, returning to international favor in the 21st Century. Emerging wine-producing nations such as China, Mexico and Israel are now cultivating this ubiquitous grape variety.
Grenache is a vigorous and hardy vine with a strong wooden frame, often grown as free-standing bush vines. It is resistant to wind and drought, making it suitable for use in arid climates in California and South Australia. Because it is often grown in hot environments, the alcohol levels of Grenache-based wines can be very high, often surpassing 15 percent ABV. Some Australian winemakers use Grenache as the base for fortified, Port-style wines, but its most common use in the country is in the GSM blend – the classic combo of Grenache – Shiraz – Mourvedre.
Grenache berries have thin skin and ripen late in the growing season. Acid and tannins can be variable depending on growing conditions and cropping levels, but tend towards the low-medium end of the spectrum. However, old-vine Grenache grown in schist or stone, such as in Priorat and Chateauneuf-du-Pape, can produce profoundly concentrated wines capable of aging over many decades.
Produced as varietal wine, Grenache exhibits rich, spicy, berry flavors, particularly raspberry.
Synonyms include: Grenache Noir, Garnacha Tinta, Garnatxa, Lladoner, Tinto Aragones, Cannonau, Alicante, Granaccia, Tocai Rosso.
Food matches for Grenache include:
Roasted squab (pigeon) with quince purée
Spicy lamb meatballs in a tomato and cilantro sauce
Beef, potato and cheese stew (locro)
THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
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