Live with Plum founder Justine Chan
Welcome to this edition of Wine and Dime with Amy Irvine. I'm thrilled to have another woman who is involved with finance on the show today but in a different way. Justine Chan is going to be talking to us about a new website that she's created called “Live With Plum”.
She was a first-time home buyer, she muddled through the process and she loved learning more and more about it. Five years, four apartments and one license later, she's much more knowledgeable and here to share her knowledge with you. We hope you enjoy the show, so, sit on back, sip your favorite beverage and enjoy!
Justine Chan
It all started in 2014, when I bought my first apartment in New York City. I was 25 and eager to lay down some roots but felt utterly confused by the convoluted process of buying a home.
To begin, I met with multiple real estate agents and ultimately ended up using one (whom I liked by the way!) but I barely knew this person so why would I blindly entrust him with such a big and important purchase? And so, I embarked on a personal education campaign…
I searched online endlessly but the information was fragmented, contradictory and oftentimes trying to sell me a mortgage product I didn’t need yet. I then tried buying books, thinking that the information would at least have credibility, and while more helpful than online listicles, the books were not updated as frequently as needed in today’s rapidly changing real estate landscape.
Eventually, I did find and buy a teeny tiny 350 sqft studio apartment I loved… but frankly, I abhorred the process of getting there. It felt like I researched and had more control over my skincare regime than I did with my first home purchase!
Fast forward 5 years later, I go on to purchase 3 more apartment units in the NY/NJ area and earn my real estate license while working full-time. Now, I want to use my experience and knowledge to help and empower other women towards achieving their homebuying dreams.
Live With Plum
Twitter - @livewithplum
Facebook - @livewithplum
Instagram - @livewithplum
Live With Plum is the homebuying guide for the modern woman
From its humble Swedish roots, Rekorderlig has retained its dependable honesty to become a much-loved, fourth generation family-brewed cider.
Stocked in a range of the American favourite bars and supermarkets, Rekorderlig continues to launch in new countries while strongly maintaining its proud Swedish heritage.
Rekorderlig is a dependable and premium cider that you can rely on and trust. With a typically Swedish fusion of high-end, premium design and modesty, it has a clear identity that sets it apart from others.
Enjoyed by those who yearn for something refreshingly different, join Rekorderlig on a journey of exploration, innovation and invigoration.
Rekorderlig Pear Cider
Sweden- Pear Cider- Made with the purest Swedish spring water blended with 100% European pears, resulting in a refreshingly delicious, perfectly tart and sweetened pear cider. Enjoy chilled with a zesty lemon wedge for an incredibly crisp finish.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Exploring What It's Like to be a Woman with Jodi Flynn
Welcome to this edition of Wine & Dime with Amy Irvine. I'm thrilled to have Jodi Flynn as our guest today. Jodi is the author of the book, “Accomplished: How to go From Dreaming To Doing.” She runs a podcast called “Women Taking The Lead,” and she's a coach and her company is called Women Taking The Lead.
I think you're gonna just enjoy the conversation that the two of us have around insecurities, around self-doubt, around ways that we can get together and talk about and overcome those items. She works with a lot of women like me who are Type A and have gotten so wrapped up in what they're doing and accomplishing that they don't know who they are anymore.
We hope you enjoy this edition of another strong woman for women's history month. Where we explore what it's like to be a woman, enjoy privileges that we now have,thank those that have come before us, and get to stand on their shoulders.
Sit back, sip your favorite glass of wine and enjoy this episode with Jody Flynn.
Jodi Flynn
I help my driven, high performing clients achieve their biggest goals with ease by identifying and overcoming the obstacles that are getting in their way. I LOVE working with my clients. I’ve been coaching long enough to know who my ideal clients are and because of that, when we work together, we both get energized.
I specialize in working with Type A women because I am one myself. If you aren’t sure if you’re Type A listen to these two episodes of Women Taking the Lead (if you are Type A you’re going to gasp and laugh along with me):
Decoding What It Means to Be Type A
Being a Psychology major in college gave me the human insight needed as an executive in mutual fund operations; I found I flourished in the areas of supervising, mentoring, project management and team building.
There I discovered my personal mission – to listen for, bring out and nurture other’s strengths so they could use them to their advantage. In 2010, I seized the opportunity to train as a Professional Coach through the Institute of Professional Excellence in Coaching (iPEC).
Taking pride in ‘walking my talk’, I take on challenges that push me outside of my own comfort zone – from following my passion for a career that moved me away from my family and friends to a new state, running a marathon, starting a business, launching the Women Taking the Lead Podcast and writing a book.
I feel the same fear others do when “putting myself out there” but I know that is the path to living full-out, and I love to encourage others to overcome their fears and do the same.
Today, as the Founder of Women Taking the Lead, I coach, facilitate workshops, host the Women Taking the Lead podcast and lead a thriving community of women in leadership. I am also the President of the Board for The Maine Women’s Conference and a member of Business Networking International (BNI).
Women Taking the Lead Podcast
Launched in 2015, the Women Taking the Lead podcast grew quickly and shot to the #1 position in iTunes New and Noteworthy in three categories: Business, Careers, and Society and Culture.
The podcast was named by Forbes Magazine as one of The Top 18 Women-Led Podcasts You Need To Download Now, and The Best Podcasts For Female Entrepreneurs.
Entrepreneur Magazine named Women Taking the Lead one of 24 Exceptional Women-Hosted Podcasts for Entrepreneurs.
The podcast was also listed in Patrick Bet-David’s, The Top Blogs And Podcasts For Female Entrepreneurs.
Created for women looking to make an impact, the goal of Women Taking the Lead is to inspire ambitious, go-getting women to overcome self-doubt so they can lead with confidence, integrity and a sense of humor.
Listen to the interviews, on-air coaching calls, or 100% Jodi episodes to get motivated and in-action toward your goals.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Why Amy Thinks The Economy Will Recover
Hey Wine and Dime listeners this episode is a bit different. This past week was full of both fiscal and monetary economic policy efforts to assist our economy during these unique circumstances. On Thursday night, we participated in a live Wine and Dime Virtual session that explained the actions of both federal reserve and the government, and why I think the economy will recover in time. We wish you all health and safety and hope you get to kick back with your favorite "wine" and listen or watch the show.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Women Empowerment with Janice and Amy
Janice Vitale Counciling
14 East Market Street
Corning , New York
Call (607) 414-0640
Every week it's my goal to share a story of someone's journey through their life and financial vineyard. We take you from their roots, to the journey of their vines and the influences in the air that have helped craft their delicious lives. Like wine, life and finances have different palettes, that should be celebrated and not judged.
Welcome to this edition of Wine and Dime. We are going to be talking to Janice once again about how women, empowerment and the two come together. We really spent a lot of time talking about, almost a identity crisis for many women who have worked their way into a leadership position.
So sit on back, and enjoy your favorite beverage with Janice Vital and Amy Irvine.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Another Awesome Tip From Patty Hamilton Rodgers
Every week it's my goal to share a story of someone's journey through their life and financial vineyard. We take you from their roots, to the journey of their vines, and the influences in the air that helped craft their delicious lives. Like wine, life and finances have different palettes that should be celebrated and not judged.
We hope that you enjoy today's show with Patty Hamilton Rogers, who is a blast from the past and then some. Patty is at the core of my vineyard formation and you're gonna hear some of the ways that she, as a another woman, really helped influence the creation of my vineyard.
As we continue to celebrate women's history month, you're also gonna hear a few tips in there about why it's so important to get out and vote, some of the changes that Patty went through as she was developing her vineyard, and some of the exploration that she's gone on and figuring out exactly who she is today.
So we encourage you to sit on back drink your favorite wine, there were certainly a few good ones mentioned in this podcast, and enjoy the show!
Patty’s Wine Pick - Josh Cellars Winery
“In 2005, I was in the wine cellar with a friend, someone who happened to be a 3rd generation Sonoma grape grower. We were tinkering around with a new wine that we sourced from a rugged volcanic vineyard in the Red Hills of Lake County California. We were reminiscing about our fathers, and it reminded me of how my Dad used to tinker around the garage, rebuilding old stock cars with his friends.
That rich, approachable wine that we tried back then defines the style and quality that we try to replicate each vintage at Josh Cellars, wines that are bold and expressive, but unassuming and approachable. Funny how it reminds me of someone.
Amy’s Wine Pick Lakewood Vineyard
Lakewood Farm is located on the west side of Seneca Lake, with east-facing slopes gently leading down to the shores. Owned and operated by the Stamp family since 1951, the vineyard’s first grapes were sold to Welch's Grape Juice Company in 1955. As the economic climate for small commercial grape producers became challenging, the Stamps took the next step and began producing and selling wine made from their grapes.
As the wines produced at Lakewood Vineyards gained recognition, so did the acreage in grapes increase—from 45 in 1988 to 80 in production today, with 10 newly planted. Lakewood Farm is still the main source of grapes for Lakewood Vineyards wines and supplies 15 varieties.
Looking Forward
The vineyard crew practices careful management of the vines and land, with a focus on sustainable practices, including composting, mulching and use of cover crops.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Talking About An Actual Vineyard with Winery Owner Margie Keller
Welcome back Wine and Dime listeners! In this episode I sit down with Margie Keller of Woody Lodge Winery located in Ashville, PA. As you all know by now, I use the vineyard metaphor all the time! Well in this episode, I get to actually talk about a Vineyard, and Wine making!
Margie shares with us her extraordinary journey to becoming a wine maker, from her humble beginnings to an award winning wine maker. She even sent me a bottle of their wine to enjoy while recording the show. Margie was the perfect guest to lead off Women’s History Month, and I think you’ll soon see why! So sit on back, open a bottle of your favorite Woody Lodge Wine and enjoy the show!
Margie Keller
Tucked away in the hills of the Allegheny Mountains of Central Pennsylvania, we made our wines public from amateur wine making to professional wine making in fall 2013 when Woody Lodge Winery was born. The love of fine wines has made our lodge the heart of Ashville, Pa and the surrounding area. We are constantly growing and adding to the your experience at our lodge.
We offer a cozy rustic atmosphere with an elevated deck that is perfect for a romantic date, or time with friends. Entertainment is offered weekends, no cover charge and you can call ahead to reserve a table.
Wines for all palattes:
Our main varieties include Chardonnay, Riesling, Pinot Grigio, Traminette for our main whites and Cabernet Sauvignon, Merlot, Pinot Noir, Chambourcin, Concord for reds. We also have fruit wines and dessert wines for you to come and sample as well.
Where to find us:
To have our wines readily available in the surrounding areas, we have began to offer them in Giant Eagles, Martin's grocery stores, Levity Brewing in Indiana, Pennsylvania as well as some local six packs. Our complete list of locations can be found at our locations tab on the website.
We opened our first satellite location downtown Indiana, Pa in Spring 2018. Its the place to be on your lunch hour, you can bring in your own food, have a glass of wine and socialize.
Margie Keller
Cherry Wine and Chocolate Blended to Taste Just Like Chocolate Covered Cherries!
2017 American Wine Society Bronze winner
12.5% Alcohol Volume
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
Is Gen X the Forgotten Generation with Tina Kilroy and Sarah Holden
In this episode of Wine and Dime, welcome back Tina Kilroy and Sarah Holden. If you don’t recall, Tina and Sarah work for the Investment Company Institute(ICI), and specialize in retirement planning and 401k education. It seems that everyone always talks about the “Baby Boomer”, and “Millennial”, but what about Gen X, or what I like to call them, the forgotten generation. But now with that generation in the 40’s and 50’s, retirement planning is a very pressing topic. Join us, as we discuss how to stay on track with your retirement goals! Also, be sure to check out the ICI website for countless resources to help you make educated discussions when it comes to retirement an investments. So sit on back, pop open a bottle of your favorite vino and enjoy this conversation!
Sarah Holden is Senior Director of Retirement& Investor Research at the Investment Company Institute (ICI), the leading association representing regulated funds globally, including US mutual funds and exchange-traded funds (ETFs). Sarah has a PhD in economics and has studied retirement trends and policy, as well as the behavior of investors, for decades. She uses humor and plain English to make retirement and investment concepts clear.
Christina“Tina”Kilroy is vice president of the ICI Education Foundation (ICIEF), leading the efforts of the Investment Company Institute to develop and deepen investor education resources and to partner with ICI members and other organizations to enhance financial literacy. Tina has a great understanding of the best financial education resources available, and can offer listeners insights based on their needs.
About the Investment Company Institute Education Foundation
Formed in 1989, the ICI Education Foundation (ICIEF) is the educational affiliate of the Investment Company Institute, the leading global association of regulated funds. ICIEF partners with government agencies and other nonprofit organizations to develop, deliver, and promote investment education programs to a variety of specific audiences. The foundation also participates in financial education advocacy coalitions, conferences, and initiatives that promote saving and investing nationwide.
Since 2010, ICIEF has partnered with Junior Achievement of Greater Washington (JA) through its Finance Park program for middle-school students. ICIEF’s contribution includes an educational exhibit and interactive game at Finance Park locations in Fairfax County, VA, and in Montgomery County and Prince George’s County, MD. Learn more about ICIEF’s partnership with JA.
For more information about ICIEF, please contact Tina Kilroy, vice president, or Mike McNamee, president, and follow ICIEF on Twitter, Facebook, and LinkedIn.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
The Psychology of Change with Janice Vitale
Janice Vitale Counciling
14 East Market Street
Corning , New York
Call (607) 414-0640
Facebook
Hello again Wine and Dime listeners. This episode is also a video that we have posted on Facebook and YouTube. Janice Vitale is a LCSW located in Corning, NY, and she joins me to talk about the psychology of change. We talk about how change can be a very scary thing, and how when you recognize that fear, you can overcome it and embrace that change. We talk about how that fear was a factor when we opened our own businesses. This was great conversation, and please check out the video, or have a listen!
Easy Lives Lead to Unremarkable People with Pearl Galbraith
We are thrilled to share this edition of Wine and Dime with you where we talk with Peal Galbraith, who shares my mission to empower women to live their best lives and feel empowered about money. Pearl was raised on a Canadian wheat farm, which gave her the grit necessary to pivot and become a lemon crusher when life handed her lemons. Don't miss the nuggets we share about Pearl's book! Better yet, be the first to comment in Twitter or Facebook and we will give you a copy of her book.P.S. Try the Conundrum Red Blend, the wine is as fun as the name! Thanks for the tip Pearl!
Pearl Galbraith
Pearl Galbraith empowers women to live their Best Lives.
She is a “lemon crushing” working woman, financial advisor, author, motivational speaker and founder of Inspired Women Inc, a nonprofit organization that connects, celebrates and empowers working women.
Raised on a Canadian wheat farm, participating in the “work” has always been a necessity, not an option. First employment off the farm was as a dishwasher. Her career has spanned 2 countries where she has held various roles including executive positions in both hospitality and finance companies. Other positions have included being a successful realtor, a national sales trainer and a securities broker. Today she serves clients in her financial practice and leads Inspired Women Inc.
The motivation behind writing her first book: Lemon Crushers: A Working Woman’s Guide to Overcoming Adversity, was to inspire working women to live purposeful, more fulfilled, more joyful lives.
Pearl and her husband Mark have 2 grown sons and a teenage daughter. They make their home in Whitefish, MT.
Click the picture to view purchasing options on Amazon
Lemon Crushers: A Working Woman's Guide to Overcoming Adversity
REAL WOMEN...REAL PROBLEMS...REAL SUCCESS
LEMON CRUSHERS is the WORKING WOMAN'S GUIDE TO OVERCOMING ADVERSITY and the challenges life brings , both personally and professionally, and not just endure them, but THRIVE as a result of them.
Becoming a Lemon Crusher will help you avoid, even eliminate adversity, both in and out of the workplace. Learn to use each challenge you face as a stepping stone to success. Live a happier, more fulfilled, more purposeful life.
With real life stories about real life working women, Pearl Galbraith entertains as well as inspires. After introducing the Guide to Overcoming Adversity, Galbraith applies the principles to relevant case studies of working women. Galbraith highlights women who faced challenges ranging from health, finances, relationships, career issues and circumstances.
We are welcome alongside these women to experience not just their crisis, but more important, how the women used the Lemon Crushing principles to succeed.
The Guide to Overcoming Adversity including the Case Studies of Real Women with Real Problems who experienced Real Success, give us all hope and inspiration to face our own “lemons” and “make lemonade”
Conundrum Red Wine Blend Created from dark red varietals, this wine is both lighthearted and serious. It continues to take inspiration from my late grandpa, Charlie Wagner Sr .. who taught me to find the fun in wine making and to be willing to take risks. He also set an example for moving the bar higher as we continually strive to make better and better wines.
Like our other Conundrum offerings, Conundrum Red is sourced from premier wine growing regions in California, featuring Petite Sirah, Zinfandel and Cabernet Sauvignon. It is a wine of structure. richness and complexity that is also down-to-earth, smooth and approachable. Just as it opens up new possibilities for wine making, Conundrum Red creates endless options for food pairings. It is a perfect complement to richly flavored or spicy foods like spaghetti Bolognese: Asian or Indian cuisine; Mexican tacos or fajitas: smoked meats: and of course. BBQ (meaning pretty much anything that fits on a grill).
We recommend drinking Conundrum Red slightly chilled - this not only enhances the fruit profile and structure of the wine. but makes it a great choice any time of year. You may just discover another reason to believe in the rewards of going off the beaten path and embracing the chance to try something new.
Tasting Notes: A playful purple hue. this vintage opens on the nose with the pure essence of chocolate mixed with notes of berry pie, wildflowers. vanilla and a fresh oak character. The palate is lively and mouthwatering, featuring lush cherry flavors infused with unsweetened chocolate and intriguing notes of clove and nutmeg. Tannins provide structure and vibrancy from the moment of entry all the way through to the finish, enhancing this wine's freshness and calling you back long after you take an initial sip.
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
The Spark That Leads to an Entrepreneur with Lauren Zangardi Haynes
Episode 100…. 100 episodes, I can’t believe it!! When I first started Wine and Dime, I didn’t know how long it would last. And now that I’ve been doing it for a couple of years, I don’t know what I’d do without it! I’ve had incredible guests and great talks, and of course, great wine along the way. Thank you for all of your support over these 100 episodes, and here’s to 100 more! à votre santé!
In this episode of Wine and Dime I chat with someone I have a lot in common with, Lauren Zangardi Haynes. Lauren is the owner if Spark Financial Advisors. Lauren and I talk about starting our own female owned Fee Only Financial Planning Practice, where we are both passionate about helping our clients in any way that we can. We talk about some of the struggles along the way, and how we overcame those struggles to build a thriving business. I think this episode really shows the entrepreneurial spirit that is within us, and showcases the spirit that drives her.
Lauren Zangardi Haynes
With over 14 years in the financial services industry working for U.S. Trust (Bank of America’s Private Bank) and as a Fee-Only financial planner I’ve fielded a lot of questions. My favorite is, “How do I know I’m doing the right thing with my money?”
I get it. Most of us weren’t taught about personal finance in school or at home. Yet now you find yourself responsible for managing your financial future and frankly, it’s a little bewildering.
Building strategies for myself (and now for my clients) gives me the certainty I need to make crucial decisions about saving for retirement and college, reducing our taxes, and knowing where and how to invest our money.
The best part of my job is getting to know what my clients cherish, collaboratively building a solid financial plan that supports your best life, and seeing it put into place. It is truly an honor to walk with my clients on their financial journey.
What’s your big dream?
Let’s talk about how to get there.
Meet Lauren
Facebook LinkedIn Twitter
Email: lauren@sparkfinancialadvisors.com
Phone: (804) 451-1210
Certified Financial Planner™
Certified Investment Management Analyst™
Spark Financial Advisors works hard to build a foundation for your wealth:
Life Planning Process
Tax-Savvy Saving & Investing
Fiduciary advice puts you first
Build financial confidence
Stick to your plan
Manage risk
MORE THAN A FEE-ONLY FINANCIAL PLANNER
At Spark Financial Advisors we blend Fee-Only financial advice with life planning. Our holistic look helps your future come into sharp focus. Let’s work together to find creative ways to achieve your goals and solve problems.
Epic Reserve is a rich blend of Finger Lakes Cabernet Sauvignon, Cabernet Franc and Merlot. While fermenting, we "rack and return" the wines -- called délestage in French -- to increase oxygenation and improve extraction of color, flavor and tannin. The result is a wine of distinction and depth with ripe berry notes that pairs beautifully with juicy meats like steaks, pork roasts or chops, pasta with white or red sauces, and other hearty dishes. Serve at cool room temperature (60-65 F). Bring a bottle to dinner with friends!
THIS EPISODE WAS PRESENTED BY Amy Irvine AND IN COLLABORATION WITH
The Seneca Lake Wine Trail
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM
EMAIL: AMY@ROOTEDPG.COM
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